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Is it safe to download a Bank of Ningbo on your mobile phone?

It's safe to download a Bank of Ningbo with a mobile phone.

Bank of Ningbo Mobile Banking is the mobile financial service platform in Bank of Ningbo. Bank of Ningbo is a listed company, which has done well in asset management and investment. Among the non-state-owned banks, Bank of Ningbo is one of the best. You can rest assured. As soon as the interest rate in Bank of Ningbo comes up, Bank of Ningbo will certainly be chosen as the deposit. In terms of security, Bank of Ningbo is a listed bank with total assets exceeding 500 billion and total deposits exceeding 300 billion, which is as safe as ICBC and CCB.

From a technical point of view, the mobile banking launched by banks is safe. The unsafe factors of mobile banking are mainly reflected in practice. Many users are worried that the relevant information will be leaked after their mobile phones are lost or infected with viruses. In fact, as long as you do the following, you can basically ensure the security of mobile banking. When opening mobile banking, you must use the mobile banking client officially released by the bank and confirm that the signature is bound to your mobile phone. Set the appropriate transmission limit. If you usually only pay a small fee or charge your mobile phone, you can set the amount smaller. If you need a large transfer, you can temporarily increase the amount through online banking and then transfer it back. Pay attention to password protection. It is best to set a separate and high-level security password for the payment account. It should be noted that the password should be different from the passwords such as email and Weibo. Please don't use free WiFi to log in to mobile banking in public places, don't open unknown short messages or multimedia messages, and beware of Trojans when downloading and installing software to protect the safety of mobile phones. If the mobile phone is turned off or cannot be used for no reason, you should ask the operator the reason in time; After changing the mobile phone number, the old mobile phone number should also be unbound from the online banking in time. If the mobile phone is lost, the related functions of mobile banking should be frozen in time to avoid losses.

The new version of mobile banking has been completely revised and upgraded, providing customers with four functions:

1. Wealth management and investment: diversified investment and wealth management channels such as wealth management products, fund products, direct banking, bank securities business, time transfer, gold products, Japanese gold and certificates of deposit;

2. Banking services: financial services such as account management, wealth management, transfer and remittance, micro-loans, credit cards, settlement and sale of foreign exchange, withdrawal without cards, fund collection, overseas remittance and electronic account withdrawal;

3. Life services: life convenience services such as life payment, mobile payment, community service, provident fund inquiry, mobile phone recharge, case payment, network inquiry, game scorecard, fuel card recharge, financial calculator, shopping card coupon, electronic driving, business verification, etc.

4. Personal center: personalized services such as user center, message center, security center and micro-community.

Software version: Bank of Ningbo APP 7.0. 1.