How many times will Ping An Risk Control SMS reduce the quota?

I believe that many people who hold Ping An Bank credit cards will start to worry about being downgraded after receiving the risk control SMS sent by Ping An Bank. After all, risk control SMS can be the rhythm before demotion. Although it has not been downgraded, it may be downgraded after receiving a few SMS messages. Then, how many times will Ping An risk control SMS be reduced? Briefly talk about this problem, I hope it will help everyone.

How many times will Ping An Risk Control SMS reduce the quota?

Actually, this is uncertain. After all, everyone is subject to different degrees of risk control. For example, if you don't receive short messages with strict risk control, the amount will be reduced, and some people will be fine if they receive three short messages. But as the saying goes, it's just three things. If you really receive three short messages, the probability of being downgraded is still quite high.

But mainly depends on what kind of text messages Ping An Bank sends. Many card friends said that Ping An Bank has two types of risk control messages, one is system group sending, and the other is personal. Different types of SMS have different risk control efforts.

1. For example, if the system sends messages in groups, the risk of risk reduction is relatively small, and people who receive such messages are slightly suspicious. For example, many people often use the code skipping machine, and their debts are too high and their cards are not standardized. In addition, there is often a minimum repayment amount, so it is easier to receive such text messages. But as long as they pay attention to using the card in the future, the risk will not be reduced, the debt will be reduced, and it will rarely be reduced.

2. For individual mass mailing, this kind of risk control is relatively strong, which will clearly point out that there is an abnormality in a certain transaction at a certain time and require uploading the real consumption voucher of the transaction within the specified time. If the vouchers cannot be provided or fail to pass the examination, it will be reduced, but some people say that it may be avoided to divide the handling fee into more than six periods quickly.

All in all, for cardholders, no matter what type of risk control messages they receive and how many messages they receive, it means that the credit card is already under the risk control of the bank. If you don't pay attention, it's not far from reduction, and once it's reduced, it's hard to recover.