Bank of China Great Wall Cross-Border International Debit Card Product Advantages

The Great Wall Cross-border International Debit Card issued by Bank of China is an all-foreign currency multi-currency debit card (VISA and MasterCard have not yet obtained domestic bank card clearing qualifications and cannot currently support RMB). The regular basic functions and service processes of this product are consistent with the existing UnionPay standard debit card products. Its application scope includes our bank’s counters and ATMs, online banking, telephone banking, mobile banking and other electronic channels. It supports international networks and overseas online, Offline consumption, ordering and payment services. Product advantages mainly include: 1. Multi-currency payment: The organic combination of personal foreign currency savings deposit business and foreign currency payment services realizes flexible payment convenience for all foreign currency deposit funds in the card. When the transaction currency is consistent with the foreign currency of the debit card account, payment in the original currency can be achieved. If there is any inconsistency or the balance is insufficient, the system will automatically debit the US dollar account in rotation, enabling multi-currency payment overseas. The Great Wall Cross-border Pass Card can be used to withdraw cash or make purchases at overseas VISA/MasterCard network ATMs using US dollars, pounds, Hong Kong dollars, Singapore dollars, Japanese yen, Canadian dollars, Swiss francs, Australian dollars, euros, Macau pataca and other foreign currency deposits for payment. No currency conversion is required, effectively reducing exchange rate conversion costs for overseas transactions. If the currency of the transaction place is not within the above foreign currency range, or the corresponding foreign currency deposit account has no balance or insufficient balance, you can also use U.S. dollars to complete the payment and enjoy payment convenience. 2. Security and convenience: Using EMV chip standards can effectively reduce counterfeiting and fraud. Open a card instantly with no limit limit. Equipped with transaction SMS reminders, it is convenient for customers to keep track of transaction status at any time. 3. Globally applicable: The Great Wall Cross-border International Debit Card can be used at offline/online merchants and ATM equipment organized by VISA and MasterCard International around the world. The overseas usage range is wider and smoother than the UnionPay network. 4. Online payment: Great Wall Cross-border International Debit Card supports overseas online payments, withholding and ordering and other online transactions. It can easily handle overseas purchases on many overseas shopping websites, or directly pay fees for many overseas schools on online payment platforms, which can effectively save telegraph fees and remittance fees in cross-border remittances. 5. Rights and interests of international card organizations: Corresponding to the card levels of VISA and MasterCard international organizations, you can enjoy customer value-added services provided by card organizations, including but not limited to: preferential merchants, hotel privileges, global VIP privileges, travel services, fund security, etc., in accordance with Different card levels provide different value-added services.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.