Does the Bank of Communications charge?

The ICT business of Bank of Communications ordinary debit card bank is now in the trial stage, and no fees are charged. Once charges are involved, customers who handle business will receive SMS notification in advance.

Bank Information Communication (FMS) is an "instant financial message system", which is a financial data communication platform based on China mobile communication short message platform and bank financial database, and makes full use of Internet and GSM network resources, so that individual customers and corporate customers of banks can enjoy financial services in an economical and efficient way anytime and anywhere.

Bank ICT function:

1, accurate and timely, and can automatically monitor the change of account funds.

2, convenient and safe, information encryption transmission, to ensure data security.

3. This service is optional. You can set notification conditions and select service items as needed.

4. The charge is reasonable, and each message is 0. 1 yuan.

5. A wide range of services, such as deposit, withdrawal, transfer and consumption. You can set SMS reminders.

6. The application is simple and can be handled through telephone banking, online banking and counters.

Extended data:

Bank ICT business types:

1, accounting change notification service

The bank information communication system automatically sends short messages to users' mobile phones, and announces the changes of accounts in real time, or notifies users according to the time set by the bank information communication system.

2. Information reminder notification service

Notification services such as loan maturity, time deposit maturity, credit card replacement maturity, credit card overdraft, credit card payment, new bank business, bank interest rate change, etc.

3. Professional services

A. notification of securities information

Notification services for trading returns, successful withdrawal, acceptance of entrustment, stock changes, securities market information and other information.

B, foreign exchange information notice

Information notification services such as closing exchange rate, foreign exchange account funds, trading returns, short comments on foreign exchange market analysis, daily financial data report notification, exchange rate changes, etc.

"Yinxintong" system helps customers realize:

1, realize the interaction with users, provide more personalized services, change the traditional service mode of banks and enhance their competitive advantages.

2. Effectively improve the service quality and the efficiency of various bank notification work.

3. Bring considerable intermediary business income to the bank.

In the informatization construction of the banking industry, real-time information notification, information inquiry and interaction are the core requirements. It is embodied in real-time notification of bank account information change, bank account information inquiry, real-time notification of bank work information, bank workflow interaction and so on.

For different users, their personalized needs are different: for private users, they want to meet their own needs such as account change notice, account balance inquiry and customer care notice; Cardholders focus on real-time credit card transaction notification, batch transfer notification, transaction details query, etc. Public users have a strong demand for real-time general ledger change notice and current account notice; Bank employees want to meet the needs of mobile office, such as meeting notice, business data notice, news in the bank, etc. The informatization requirements of bank equipment management are embodied in real-time notification of system faults and notification of abnormal trading behavior.

References:

Baidu encyclopedia-yinxintong