The loan from the Agricultural Bank has been approved. When will the loan be successful?

First, the agricultural bank loan has been approved. When will the loan be successful?

It takes a month's working day.

It usually takes a month from the bank accepting personal data to lending money. First, the mortgage branch will have a preliminary review, and then it will be submitted to the head office for final review. During this period, your purchase contract will be filed with the real estate bureau, and after the contract is filed, it will be registered by the real estate bureau.

Then the head office approves the funds, then enters the mortgage department, and it takes another 3-5 days to lend money. The general income certificate will be confirmed by the bank, that is, within one week of your submission. Generally, if you arrange it, the bank will not keep asking questions, and it will easily pass. Moreover, it is also possible to provide more proof of other assets or deposit some money in the bank.

2. China Agricultural Bank has passed the examination and approval of real estate mortgage loan. How long can it be released?

It is recommended to contact the loan handling bank to verify the specific loan approval time.

Personal housing portfolio loan process:

Put forward a portfolio loan application → loan investigation → Housing Provident Fund Management Department and Bank Credit Department respectively examine and approve provident fund loans and commercial loans → sign loan contracts → handle mortgage guarantee procedures → issue loans → file data → repay loans → manage after loans → handle account liquidation and release mortgage pledge.

Tips: The specific business types, handling procedures and handling conditions shall be subject to the relevant regulations of local branches.

Three, China Agricultural Bank real estate mortgage loan has been approved, how long can it be released?

It depends on what channel you go through, if it takes more than 15 days.

Four, China Agricultural Bank real estate mortgage loan has been approved, how long can it be released?

After the personal loan is approved, the time sequence of loan acceptance and the implementation interest rate level will be considered. Please be patient. For details, please contact the loan acceptance bank for the term.