What do you mean the malt loan was repaid by a third party?

It means that your money has been entrusted to a third-party payment company to pay you.

Generally speaking, there are two reasons:

First, due to regulatory requirements, many Internet financial platforms need third-party payment companies to manage (prevent misappropriation). Later, due to policy changes, banks are now basically required to manage.

Second, it is unrealistic for internet finance companies to go to direct banks, because every bank has to talk about developing interfaces. The key is that too small a bank will not pay attention to you, which is very inappropriate from the cost point of view. Therefore, Internet companies, including many fund securities companies, are all connected third-party payment companies, such as Alipay and Tonglian Payment. The payment company is responsible for fund settlement, bank card deduction and identity verification. On the one hand, it is cheap and efficient, on the other hand, third-party payment companies are more professional.

There are other reasons, so let's not talk about it.