Guangzhou Tianhe opens credit green channel

Apply online and apply for a loan online, and you can get the loan as soon as the same day... It solves the financing difficulties of enterprises, and tax credit can also be converted into financing credit, injecting funds into the development of enterprises. On May 20, a promotion meeting on "Taxation and finance work together to support the resumption of work, production and market" was held in Tianhe District, Guangzhou, to help companies solve their problems in a targeted manner. At the scene, representatives of banks and enterprises signed contracts, and taxation and finance worked together to build a bridge, using the "Bank-Tax Interaction" platform to open a green channel for credit between banks and enterprises.

In Guangzhou Tianhe, we continue to intensify the "six stability" work, do a good job in the "six guarantees", insist on proactively meeting the needs of enterprises, assist enterprises in smoothing the industrial chain, supply and demand chain, and capital chain, and strive to provide enterprises with "Blood transfusion and oxygen supply" can effectively solve the problem of "difficulty in getting loans" for enterprises and "difficulty in lending" by financial institutions.

Crack the difficulty of corporate financing? Apply for a loan online and receive it on the same day

“We did not expect that a ‘Cloud Tax Loan’ of 3 million yuan was given based on the company’s application and tax information. The loan took less than 5 minutes from application to receipt, providing timely financial support for the company's production and operations." Feng Jihui, financial director of Guangdong Danli Technology Co., Ltd., expressed surprise at the speed of the loan.

In Tianhe, Guangdong Danli Technology Co., Ltd. is a high-tech enterprise integrating software development, medical instrument sales, new drug research and development and other businesses. After the outbreak, the company's business and capital needs were relatively large. . Through the "bank-tax interaction", the company obtained the loan in a short period of time.

Feng Jihui revealed that the Tianhe District Taxation Bureau took the initiative to publicize to it a series of tax policies that support epidemic prevention and control and the resumption of work and production, and arranged dedicated tutoring for the tax credit and "bank-tax interaction" policies that companies are concerned about. In response to questions, CCB Tianhe Branch also took the initiative to understand its operating conditions and capital needs as soon as possible to help the company develop.

The tax department joins hands with banks and financial institutions to build a bridge of "bank-tax interaction" and convert tax credit into financing credit. This not only helps enterprises expand financing channels, but also helps financial institutions proactively meet enterprise needs and accurately provide financial services.

The reporter learned from the meeting that "bank-tax interaction" is a cooperation mechanism between the tax department, the China Banking and Insurance Regulatory Commission, and banking financial institutions to combine taxpayers' tax credit and financing credit to help Taxpayers who are honest in accordance with the law can obtain more favorable financial service products, reduce financial pressure, and have the advantages of "pure credit, no mortgage, online processing, wide coverage". The business application scope of the "Bank-Tax Interaction" platform has been changed from the original tax credit Class A and Class B are extended to Class M.

Tianhe District's taxation, commercial finance, industry and information technology and banking departments have established a "bank-tax interaction" working mechanism to serve enterprises' resumption of work, production and market, and use this as an opportunity to further deepen inter-departmental cooperation. Cooperation, highlighting "precise assistance", speeding up multiple links such as tax credit evaluation and repair, sharing of enterprise demand information, credit loan approval and issuance, etc., to improve the quality and efficiency of "bank-tax interaction", and qualified enterprises will complete the entire process online Apply and apply for a loan online, and you can get the loan as soon as the same day.

According to the staff of Tianhe District Taxation Bureau, good tax credit is an important prerequisite for enterprises to obtain "bank-tax interaction" financing support. Many enterprises can achieve "bank-tax interaction" by working hard to repair their tax credit. ” review conditions.

Data show that at present, the total number of taxpayers with tax credit grades A, B and M in Tianhe District has reached more than 210,000. The Tianhe District Taxation Bureau plays the role of Guangdong Province's tax credit monitoring and early warning, and includes companies interested in "Bank-Tax Interaction" in the "key attention list". It implements monthly smart text message reminders and makes full use of tax credit evaluation and The credit repair policy guides them to make corrections as soon as possible, and expedites the processing of their credit re-evaluation, supplementary evaluation, and repair applications.

Multi-department linkage? Actively connect with enterprises for precise assistance

It is understood that the tax department and banking financial institutions have always had a good foundation in "bank-tax interaction" cooperation. In April this year Since the release of the working mechanism for Guangzhou’s “Bank-Tax Interactive” service enterprise to resume work, production and market, the Tianhe District Taxation Bureau has proactively strengthened its connection with the District Commercial Finance Bureau, the District Industry and Information Technology Bureau and banking and financial institutions in the district to actively promote the working mechanism. It has taken effect in Tianhe District. Especially in terms of information sharing on enterprise needs, we will strengthen linkage, speed up response, and provide targeted assistance to enterprises.

This year, the Tianhe District Taxation Bureau used big data to select a list of key enterprises related to epidemic prevention and control and resumption of work and production in the district, and took the initiative to carry out a special visit and research activity of "asking for advice and needs, warming and assisting enterprises". We will conduct door-to-door promotions on tax credit and “bank-tax interaction” to taxpayers. With the help of the "bank-tax interaction" working mechanism to serve enterprises in resuming work, production and markets, the bureau also proactively collected from relevant district departments more than 100 small, medium and micro enterprises that had previously reported their financing needs to government departments, and asked each household whether they had applied for "bank financing". It aims to strengthen communication and matchmaking with banks and provide precise services.

The reporter learned at the meeting that "bank-tax interaction" cooperative banks such as China Construction Bank and Industrial and Commercial Bank of China are also actively playing the role of "bank-tax interaction" through innovative products, speeding up approvals, and increasing credit support. Policy effects include increasing financing support for small and micro enterprises.

According to Chen Lihua, President of China Construction Bank Tianhe Branch, since this year, China Construction Bank Tianhe Branch has granted 165 million yuan of credit to 365 small and micro enterprises through the "tax-bank interactive" product "Cloud Tax Loan", and has issued a total of 3.33 million yuan in loans. billion. In particular, we will focus on supporting small and micro enterprises and individual industrial and commercial households, lowering the threshold for distressed enterprises, lowering interest rates, and increasing credit.

According to the person in charge of ICBC, the bank’s “Bank-Tax Interaction” product “Tax Yitong” is also widely welcomed by small and micro customers. From the time customers submit authorization applications online on the “Bank-Tax Interaction” platform to Loan funds can arrive on the same day at the earliest. As of March this year, more than 10,000 companies have applied for financing through the "Bank-Tax Interaction" platform, and a total of more than 4,000 companies have been successfully approved, with loans of 4 billion yuan issued.