When will the balance of the medical insurance card be used up?

1, at the end of this month or next month. The balance of medical insurance card is the balance of personal account, which is transferred after monthly payment, so as long as you pay your own salary or pay medical insurance yourself, the money in it is always there and you can continue to use it.

2, there is also a medical insurance card, even if there is no money in it, it will not affect your hospitalization. At one's own expense 1 ,000 yuan or more, a certain percentage of the money can be reimbursed. Because the situation is different, the applicable policies are different.

3, medical insurance card balance source:

Unit: 9% of the salary, of which 70% belongs to the overall planning part and 30% belongs to the personal account.

Individuals: Pay 2% of salary, and deposit all of it into personal account.

1. What's the matter with no money in the social security card?

There is no money in the social security card, which is abnormal. If necessary, you can consult the local social security bureau or inquire by yourself. There are several reasons why there is no money in the social security card:

1, although handling social security, but only pay old-age insurance, not medical insurance. Only pay endowment insurance, but also social security card. If medical insurance is not paid, there is naturally no money in the social security card.

2. As an employee who pays for the unit, as long as the medical insurance is handled, the social security card will generally refund the money.

The repayment ratio starts from 2%. Generally, people under the age of 35 will return 2% of the payment base, which is the individual contribution. From the age of 40, in addition to the 2% paid by individuals, the unit will also return some money. However, after the money is activated, you can only go to the pharmacy to buy medicine or go to the hospital for outpatient treatment. You can't find it in the bank. You'd better swipe your card at the nearby drugstore.

3. Flexible employees who pay low-grade fees according to the local social security department will generally not refund their money.

Every year, the social security department will announce the standard of medical insurance payment, one of which is low-grade. If you pay according to the low grade, there is only a pool fund, no personal account, and no money will be refunded, but the reimbursement ratio will not be affected when you are hospitalized. Only according to the second (high-grade) payment, will there be a personal account and get the money back to the medical insurance card every month.

4. Medical insurance for urban and rural residents.

Medical insurance for urban and rural residents is paid in 200 yuan every year. Because the payment is relatively low, there is not much money to return, so it has no practical value and will not be returned.

2. Why is the normal balance of social security card status 0?

Because the social security card balance will be delayed for a certain period of time, this is a normal phenomenon, and I will check it after a while.