Is it fraud to exchange mall text messages?

Most of the news received about redeeming points is a scam.

Ms. Zhou, a citizen, received a SMS reminder with the number of 955xx: "Dear users, you have used our account for more than 10000 points, which can be exchanged for 5% cash. Please log on to XXX website in time to inquire about the exchange, and clear it after the deadline. Deposit in xx Bank. "

Ms. Zhou said that she had received similar text messages before, but she didn't pay much attention to credit card points activities. "I didn't pay too much attention to these messages. Recently, I saw that many colleagues also received the same message. This should be a scam. Fortunately, I didn't pay much attention to this message at that time, otherwise I was cheated. "

Extended data

Some citizens received a phone call from a swindler posing as a bank clerk. On the phone, the liar said that the credit card points should be cleared when they expired. Cardholders are advised to exchange gifts. Cardholders need to provide their credit card number, expiration date and the three-digit password on the back of the card. After providing this information, the public found that they were cheated, but it was too late.

On the grounds that credit card points need to be redeemed at the end of the year, criminals obtain citizens' personal information by means of text messages and telephone calls, so as to achieve the purpose of defrauding money.

Bank staff reminded the public that "credit card and card information are very important, and easy disclosure may lead to the card being stolen. If a bank employee calls or sends a text message saying that a customer with credit card points has recently changed his gift, it is forbidden to disclose his credit card information. It is best to call the bank's customer service phone number to further confirm the information. "