The credit report shows that Kunlun Bank has inquired records

Applied for a loan or authorized a personal credit check.

As long as it is a bank, it will be subject to credit reporting, and Kunlun Bank is also connected to the central bank's credit reporting system, so when you use this bank to borrow money, it will be subject to credit reporting, so when you use Kunlun Bank to borrow money, you will be subject to credit reporting. Be sure not to be overdue, otherwise the overdue information will be reported to the credit reporting system, which will affect your subsequent loans, so be sure to repay on time.