Received two short messages from Wanda Finance. It is said that according to my credit score, the limit will triple, but I have never used Wanda Finance.

Wanda, bought movie tickets or other related consumption, or someone resells personal information;

It is best to go to a bank or a formal guarantee company to apply for a loan. Online loans, private loans, and software APP loans are now very risky;

To apply for a bank loan, you need to prepare materials:

1. Valid ID;

2. Permanent residence or valid residence certificate, permanent residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank.

Requirements for bank loans:

(1) permanent residence of urban residents with full capacity for civil conduct or valid identity documents of 18 years old, and the age of the lender required for bank loans is generally between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Good credit information;

(4) Other conditions required by the lending bank.