Is it true that overdue online loans come to your doorstep?

It is true that the online loan sent a text message saying that the home visit was overdue.

It is not illegal for online loan platforms to collect payment through phone calls, text messages, etc. When a regular online loan is overdue. Formal loans are linked to personal credit reports. If a payment is late, it will have a negative impact on your personal credit score. It is recommended that you borrow according to your ability, repay on time, and keep your credit report.

If you are new to online lending, then you need to apply for a Taobao/JD.com. COM account, bound to a bank card, with purchase and consumption records for a period of time.

Online lending, mbth is Internet lending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform.

It is a subcategory of the Internet Finance (ITFIN) industry. In 2012, the number of online lending platforms in China grew rapidly, with approximately 350 active platforms to date, and as of the end of April 2015, the total number had reached 3,054.

In September 2019, the Leading Group for Special Rectification of Internet Financial Risks and the Leading Group for Special Rectification of Online Loan Risks jointly issued the "Notice on Strengthening the Construction of P2P Online Loan Credit Information System" to support P2P in operation. Online lending institutions are connected to the credit reporting system.

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