The provident fund for the current month has been deducted, but it has not been recorded in the account from the provident fund management center. What should I do?

There may be delays in some places, so you can continue to check your provident fund account next month, or you can choose to check again after the 15th.

Legal Analysis

1. In principle, it will be paid into your personal provident fund account three working days after you complete the provident fund withdrawal procedures. Generally, it will arrive on the next day. . Generally, it will be transferred into the personal settlement account within 3 working days. You can go to the bank counter or machine A on the fourth working day to check whether the withdrawn housing provident fund has arrived. If not, you can call 2329 for consultation.

2. After the personal housing provident fund withdrawal application form is submitted and approved by the relevant departments, the bank will directly transfer the money to the personal account.

3. It mainly depends on the review time. The efficiency of work varies in different places. As long as the review is passed, the account should be received soon.

Possibility of concentration of unpaid provident funds

1. The unit's payment is not timely. The delay in the provident fund entry in the month results in the deduction information not being synchronized in time. January is the holiday period.

2. The provident fund system is being maintained and upgraded, and the data has not been updated in time.

3. During the tense period of epidemic control, the server technicians who managed information failed to update the background in time, resulting in notification information not being delivered in time. The information notification system and the deduction system do not belong together and cannot be synchronized.

Legal Basis

The payment base for employees’ housing provident fund is the employee’s average monthly salary (including bonuses and allowances) in the previous year. In principle, the total employee’s personal salary increases by the amount of housing provident fund payment. Deposits should also rise accordingly. It is recommended to bring your housing provident fund card and ID card to your local housing provident fund management department for consultation.

According to the State Council's "Regulations on the Administration of Housing Provident Funds" and the "Interpretation of the Regulations on the Administration of Housing Provident Funds", the method for calculating and paying housing provident funds is as follows:

1. The employee housing provident fund consists of two parts. The first is the portion that individual employees withhold from their wages every month in accordance with regulations (the unit where they work deducts from their wages every month); the second is the portion that the unit pays and deposits for employees in accordance with regulations every month. Both parts are owned by the individual employees and must be deposited into a special housing provident fund account according to regulations