What is the second-class electronic account of Shanghai Pudong Development Bank?

1. Electronic account refers to online financial services such as electronic account management provided by banks, credit cards, insurance companies and other financial institutions. The customer's credit card number or bank account number is the symbol of e-commerce. Electronic accounts ensure the security of their operation through technical measures such as customer authentication, digital signature and data encryption. Opening an e-banking account of Shanghai Pudong Development Bank is very simple. As long as you have your ID card and debit card, you can open it after you fill in your identity information online. The second-class electronic account of Shanghai Pudong Development Bank refers to a bank account that cannot access cash or transfer money to an unbound account. The daily payment limit of such accounts is 6,543,800 yuan, such as credit cards.

2. The Pudong e-bank account is a debit card. Direct banking is a new banking operation mode that came into being in the Internet era, and it is a new financial product under the Internet financial technology environment. In this business model, banks have no business outlets and do not issue physical bank cards. Customers mainly obtain banking products and services through remote channels such as computers, e-mails, mobile phones and telephones. Because there is no operating cost and management cost of outlets, direct selling banks can provide customers with more competitive deposit and loan prices and lower handling fees. With the rapid development of Internet, many electronic projects have brought great convenience to people. If there is anything that manual labor can't serve people all day, electronic accounts bring convenience to people.

3. Class II accounts can handle deposits, purchase financial products such as investment and wealth management products, restrict consumption and payment, and restrict transfer to unbound accounts. If the identity is confirmed in person by the bank staff through the bank counter and self-service equipment, the second-class account can also handle the limited deposit and withdrawal of cash, the limited transfer of unbound account funds, and the configuration of bank card entity cards.

1. Direct banking is an independent brand-new business model, that is, it carries out comprehensive process reengineering from product design, system construction, organizational structure, marketing model and other aspects, and is also responsible for the maintenance of its customers' whole life cycle, while electronic banking is only responsible for the maintenance of customers' partial life cycle.