Will Shenzhen critical illness insurance automatically deduct 202 1?

Critical illness insurance is mainly a supplementary medical insurance for major and serious diseases. If a disease within the scope of the contract is diagnosed within the insurance period after insurance, the insurance company can pay at its own expense and insure a certain amount, which can reduce the burden of medical expenses for major and serious diseases. 202 1 by 2022, Shenzhen's critical illness insurance has begun to participate. Both groups and individuals can participate in the insurance, or they can choose to deduct it from their personal accounts.

1. will Shenzhen critical illness insurance automatically deduct money? 202 1 Shenzhen critical illness insurance can choose the mode of automatic deduction, and the medical insurance bureau will automatically deduct it from the medical insurance personal account. The unified deduction time is mid-June, 202 1. However, if you choose to participate in critical illness insurance in this way, you need to ensure that the balance of personal medical insurance account on April 30, 20021year is at least 6387.85 yuan, and you did not apply for not participating in critical illness insurance in May and June of 20021year. In addition to being deducted from the personal account of medical insurance, the critical illness insurance can also be handled voluntarily by companies and other groups or individuals at their own expense. (Details of policy information)

Second, Shenzhen's critical illness insurance is automatically deducted. How do you know this situation? You can see if there are any SMS notifications. During the period of 2026 54 38+0-2026 54 38+0, if you receive the prompt message "Personal account is fully deducted for insurance", you will directly deduct the money from your personal medical account after the unified deduction time. If you don't want to join the insurance, you can reply "n" by SMS, and the reply will be valid before 24: 00 on May 3 1 day. If you have answered "N" but want to join the insurance in the future, you can log in to the personal online service system at 9: 00 on June 20021day and June 6 18 to apply.

Iii. Under what circumstances does critical illness insurance not pay 1. Before you apply for insurance, you usually need to provide a health notice. Concealing the conditions but not providing the real situation, the insurance company may refuse to pay compensation after discovering it.

2. Insurance products that need to pay for accidents during the waiting period usually have a waiting period to prevent fraudulent insurance benefits. If there is an accident during the waiting period, the insurance company will not pay for it.

3. The contract does not contain exemption clauses, such as cosmetic surgery, mental illness, past diseases, non-contract hospitals, etc.