I have gone to the bank to update my certificate information. Why did I receive a text message asking me to go to the bank to update my certificate information?

The information prompting to update the certificate is automatically sent by the banking system in batches, and the sending information is delayed. Now that it has been updated, it can be ignored.

If the personal certificate is not updated in time after the expiration, the bank will restrict customers from handling business. First, it will restrict the use of our bank cards, such as ATM transfer, withdrawal, online banking, mobile banking, consumption, purchase of wealth management products, living payment and other common businesses, which is no different from being frozen. Can only handle counter business.

Extended data:

When the ID card expires, you can handle the deposit business of less than 50,000 yuan. If you handle a large deposit business of 50,000 yuan or more, the expired ID card is not allowed and needs to be replaced as soon as possible.

It takes some time to reissue the ID card, usually 1-3 months, and it takes about 30 days to rush it. I'll call you to get it when it's finished.

If the cardholder cannot apply for a new ID card before the ID card expires, it is best to apply for temporary id card first, so as not to delay the use of the bank card.

Don't throw away your expired ID card, but handle it properly or keep it. After all, ID cards can't be cancelled like other software, and sometimes they are stolen by criminals. Some places only look at the ID number and home address, regardless of the service life of the ID card, so as not to be used for improper things and cause unnecessary trouble to themselves.