Is it illegal to take the initiative to report that an elderly person at home has had surgery?

No offense. According to the provisions of the Contract Law of the People's Republic of China and the Tort Liability Law of the People's Republic of China, creditors have the right to adopt appropriate methods to collect debts, but the method of collection must be legal and compliant. For elderly people who have undergone surgery at home, creditors should respect the elderly person's physical condition and right to privacy when collecting debts, and should not adopt excessive methods, let alone illegal means of threats, intimidation, violent debt collection, etc. Otherwise, they will be suspected of illegal crimes. .