What is the impact of closing ICBC e-payment?

The closure of ICBC e-payment has no impact. ICBC Electronic Payment is a brand-new payment brand of ICBC, covering online and offline multi-payment scenarios, including SMS verified payment, U shield, password, password card, password payment, fingerprint payment and other authentication means. Among them, SMS verified payment is a small online payment product. After opening, you can easily complete transactions such as small transfer and shopping by using the 6-digit SMS verification code behind the bank account.

1. What is the impact of closing ICBC e-payment?

Don't click on unknown SMS links or install mobile phone software at will, pay attention to killing mobile phone viruses in time to protect mobile phone security. When installing a new application, if the requested permission includes functions such as reading short messages, it is necessary to confirm whether the source of the application is credible and beware of Trojans. If ICBC's electronic payment business is not registered by me, I can bring my valid ID card to the business outlet of the user's bank to cancel the business; You can also cancel ICBC's electronic payment service through online banking and mobile banking. If the mobile phone is lost, it is necessary to cancel the payment function in time and report the loss of the sim card of the mobile phone. After the sim card is reissued, the payment function can be reopened.

Two. ICBC e-payment covers a variety of online and offline payment scenarios.

The new payment brand of China Industrial and Commercial Bank includes SMS verification payment (formerly ICBC e-payment), U shield, cipher device, cipher card, cipher payment, fingerprint payment and other authentication means. Among them, SMS verification payment is a small online payment product. After opening, the mode of "mobile phone number+6 digits after bank account number (or account alias)+SMS verification code" can be used to easily complete transactions such as small transfer and shopping.

To sum up, at present, criminals steal customers' funds by contacting customers to obtain SMS verification code, or tricking customers into logging on fake websites to enter SMS verification code or sending fraudulent short messages with Trojan virus links to customers, and by opening ICBC electronic payment for customers, modifying ICBC electronic payment mobile phone number, and directly using ICBC electronic payment verification code to pay, so as to prevent the above fraud and protect the security of account funds.