How can the third party of Alipay contact my address book?

The third party of Alipay's debt collection can contact my address book through Alipay's friends or the guarantor chosen when borrowing money, as well as the relevant channels provided by the court after prosecution. Under normal circumstances, as long as the repayment is made on schedule, the address book will not be given to a third-party company, and there is no need to worry about threats and injuries to family and friends.

First, Alipay online lending platform

Alipay's loan business is called ant borrowing. Users do not need to submit complicated personal materials and financial certificates, and only need 3 seconds to complete the loan. This service is located in "Credit Life" in "Sesame Credit". Specifically, you only need to open your wallet, click on Wealth to check the sesame credit score, and then click on the credit life menu to see "ants borrow". Using this service, users who need more than 600 sesame seeds can apply for a loan amount ranging from-300,000 yuan within the range of 1 1,000 yuan. The specific amount needs to be logged into Alipay and queried after entering sesame credit.

Second, how long will Alipay sue if it is overdue?

If it is overdue for more than 3 months, Alipay Flower Garden will be prosecuted. No repayment within the same day: Ant Flower Garden will first know that it has forgotten to repay for a while, so it will remind you by SMS, customer service phone and other friendly ways as soon as possible. Do not repay within three days: if the user is still indifferent, do not repay in time. If the user's Alipay account has cash, the ant flower bud will automatically make up the arrears of the ant flower bud within five weeks after Alipay deducts the money; If the user still fails to pay back the money, the sesame credit will be deducted, and friends and relatives will be notified through Alipay address book, and the sesame score of friends will also be displayed in the address book.

To sum up, if Alipay is overdue, it may be dunned, and the dunner is usually the third party handed over by Alipay's loan management department. I suggest that everyone must repay in time to avoid overdue. Once overdue, personal credit will be blacklisted or constantly urged. When there is a violent reminder, you must call the police in time.