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How long does it take ICBC to approve the mortgage?
These rules are applicable to various personal loan businesses currently carried out by ICBC, but the time limit for approval will depend on the actual situation of customers. The mortgage materials are all complete. After signing the contract, it takes about ten days, then a week, and then a week.
Of course, we should also be careful. Sometimes the bank is short of funds or delayed, and the loan period will become longer. Sometimes, the loan takes three or three months, or even five or six months. Just like many customers at the end of the year, many people will wait until the end of the year and wait until the beginning of next year because the bank's funds are relatively tight at the end of the year.
After reading the above, you must have a further understanding of the approval time of ICBC loans. If the loan is not paid within one week, if you have any questions or want to know the specific loan time, you can go to ICBC for enquiry.
After the loan is approved, how long will it take ICBC to issue the loan? After handling the loan, ICBC will inform the customer to sign the contract at the outlet as soon as possible, then sign the contract at the outlet within the specified time, go through the relevant procedures such as mortgage (this process takes one week), and then lend money, usually one month later. Of course, we should also be careful. Sometimes the bank is short of funds or delayed, and the loan period will become longer. Sometimes, the loan takes three or three months, or even five or six months. Just like many customers at the end of the year, many people will wait until the end of the year and wait until the beginning of next year because the bank's funds are relatively tight at the end of the year.
In short, as long as customers wait patiently and wait for the loan to arrive, ICBC will immediately issue a notice. If the bank has no loan, you can call the national customer service number 95588 24 hours a day.
The above is a detailed answer to two questions: how long to lend after the approval of ICBC mortgage and how long to lend after the approval of ICBC loan. It only takes two days or even the same day to lend money in a week, but this time is not fixed.
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