What to do if mobile banking is locked

1. Bank of China Mobile Banking will not be locked if you enter the wrong password 3 times in a row on the same day. However, if you enter the wrong password 5 times in a row, you will be locked by the system and will be automatically unlocked after 0:00 the next day.

2. If the ICBC mobile banking login password is entered incorrectly three times in a row on the same day, it will be locked by the system and will not be automatically unlocked until the next day; if it is entered incorrectly 10 times in a row, it will be permanently frozen and needs to be brought in person. Bring your valid ID card and mobile banking registration card to the branch to reset your password.

3. If the China Construction Bank mobile banking login password is entered incorrectly 3 times in a day, it will be locked for that day and automatically unlocked the next day; if you enter the wrong password 10 times in a row, you will be permanently locked. To unlock at a CCB branch branch, you need to provide your mobile banking registration card and valid ID card.

Mobile banking refers to a channel model in which banks use smartphones as a carrier to enable customers to use banking services on this terminal. With the advancement of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. It refers to the use of mobile phones and other mobile devices to connect customers with banks, handle relevant banking services or provide financial services to customers. Mobile banking is both a product and a channel, and belongs to the category of electronic banking

Theoretically, in addition to cash business, all bank counter services can be moved to mobile banking. The functions of mobile banking can be divided into standard functions and extended functions. Inquiries, transfers, remittances, payments, temporary loss reports, etc. are standard functions. Expanded functions include fund management, commercial payment, online shopping and other functions developed on the basis of standard functions. The provision of expanded functions is inseparable from the support of the bank's backend. These expansion functions of small and medium-sized banks are generally weak, lagging far behind state-owned banks and national joint-stock commercial banks

Domestic banks that have launched mobile banking services include: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, etc. Large banks, national joint-stock commercial banks, some urban commercial banks and rural commercial banks, as well as a very small number of rural cooperative banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile version of online banking. Mobile banking that is unique and related to China's rural finance includes cardless cash withdrawals, small loans for farmers, remittances by address, and mobile finance.

Mobile banking was born in the Czech Republic in the late 1990s and was developed by the country's bank Expandia Bank is jointly built with mobile communications operator Radiomobilc***, and its mobile phone model is dominated by traditional banks. Most of the initial mobile banking was dominated by traditional banks, and mobile operators only provided operating platforms, the most typical of which was China.

The development of mobile banking in my country has continued to develop with the innovation of mobile phones and mobile Internet technology. From 2000 to the present, it has roughly gone through the SMS banking stage (2000-2003) and the WAP banking stage (2004-2006). , APP banking stage (after 2007) three development stages.