Credit finance sent me a text message asking me to pay back the money.

1, first of all, some official calls of Gitzo Company, please ask the customer service staff to help you check what is going on after getting through.

2. Personal information is to be exposed, but your mobile phone number is on your mobile phone. Please don't tell anyone about the verification code. Losses can be avoided.

3. In addition, this may be the marketing information of the loan. If there is nothing wrong with asking customer service, you can leave it alone.

1. Complaint Where can Gitzo Finance complain?

1. If there is a problem with the store, users can contact the headquarters to make a complaint, and related channels can be viewed through the official channel of Gitzo.

2. If the problem is the loan itself, you can complain to the CBRC, usually by mail. Complaints need to be explained and relevant evidence provided, because similar financial institutions will be supervised by the CBRC.

3. Complaint platform. Now there are many online complaint platforms, such as Gathering Complaints and Consumer Protection Association, which have similar financial complaint sections, which can clearly describe the events to be complained. If the Gitzo platform is stationed, it will bring the two sides together to communicate and solve it.

Of course, just because Gitzo Finance has a problem, you can't think that you don't have to pay back the loan, but you still have to pay it back. These are two different things. If the user's repayment is overdue, it will be recorded in the central bank's credit report, leaving a credit stain record.

Second, how to sue?

Y prepare the following materials:

1, indictment, find out the basic registration information of the other party (name, address, legal representative, telephone number, etc. ), you can write it yourself or ask a lawyer to help you write it; And copy according to the number of the other party;

2. Prepare evidence, one original and one copy of your ID card, all evidence and copies that are beneficial to you in case of dispute with the other party, and other evidence and witness lists that may be helpful to you.

3. Bring legal fees; Go to court to file a case.

Article 109 A lawsuit shall be brought to a people's court, and copies shall be submitted according to the number of defendants.

If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed.

Article 110 A complaint shall contain the following items:

(a) the name, sex, age, nationality, occupation, work unit and domicile of the party concerned, the name and domicile of the legal person or other organization, and the name and position of the legal representative or principal responsible person;

(2) the request and the facts and reasons on which it is based;

(3) Evidence and its sources, names and residences of witnesses.