Shanxi Rural Credit Cooperative Bank prompts how to deal with risky transactions.

It is suggested that the risky transaction indicates that this card is under wind control, so the card use behavior should be restrained.

that is, standardize the use of cards, for example: 1. Diversified consumption scenarios, don't always rely on merchants of the agreed type, or the same POS machine, it is best to cover all aspects of food, clothing, housing and transportation.

2. The payment methods are diversified. In addition to spending by credit card, cardholders can also bind it to Alipay or WeChat for code scanning payment.

3. Take a small amount as the main consumption method, supplemented by a large amount, and the amount of credit card must match the type of merchant.

4. The most important thing is that users must safeguard their personal credit in the process of using credit cards to avoid bad behaviors such as overdue and cashing out credit cards.