What are the charges for China UnionPay Express?

In China UnionPay Express, there is only a service charge for credit cards and no service charge for debit cards. Under normal circumstances, a service fee of 0.38% of the transaction amount is generally charged when using China UnionPay Express Credit Card. Compared with other similar payment companies, this ratio is very low, such as 0.6% for Yinshengtong and 0.8% for Alipay.

1. China unionpay express is an app, a non-cash mobile transaction settlement tool. It is a mobile payment application developed, built, maintained and operated by China UnionPay in conjunction with commercial banks, payment institutions and other industries under the guidance of the People's Bank of China. 20171211was officially released. China Unionpay Quick Pass app has three core functions: payment, discount and card management. China UnionPay Express app, UnionPay mobile phone flash payment and UnionPay QR code payment are the three major mobile payment products of UnionPay. In August 2020, the number of application users in China Unionpay Quick Pass exceeded 300 million. The banking industry takes "China UnionPay Kuaijietong" as a unified entrance for new mobile terminals created by all parties, which brings together the mobile payment functions and advantages of various institutions and is committed to becoming a mobile payment housekeeper for consumers to save money and worry.

2. Consumers can bind and manage bank accounts through the "China UnionPay Express" app, and use the bank's mobile payment services and preferential rights. First of all, the UnionPay risk system integrates the risk rating information such as the cardholder's entity UnionPay card information and mobile device information. To ensure the safety of cardholders during use and use. Secondly, according to the networking characteristics of mobile devices, UnionPay provides remote management services for the payment products in China UnionPay Express, and remotely manages the payment products in China UnionPay Express that may have risks to protect the rights and interests of cardholders. Thirdly, in terms of security, China UnionPay Express payment products apply security technology, improve business processing rules, introduce mechanisms such as risk compensation and prepayment, and provide 72-hour card loss guarantee service. For individual sudden risk events, it can quickly solve the problem of user's capital loss and protect the legitimate rights and interests of users.

3. As a unified application of the banking industry, "China UnionPay Express" has powerful inter-bank bank card management services. At present, China Unionpay Quick Pass supports the binding of all UnionPay cards in China, and can manage 15 UnionPay cards at the same time. Create a closed loop of bank card business in the card management channel. Users can complete professional financial services such as bank card application, inter-bank bank card transaction management, balance inquiry, bill inquiry, credit card repayment and bookkeeping in China Unionpay Quick Pass. One-stop query of debit card balance Through China UnionPay Express app, you can query the balance information of all bound debit cards in one stop. Support bank card transfer, China Unionpay Quick Pass app transfer, scanning personal collection code, face-to-face transfer and other transfer methods. All forms of transfer are free, and you can get a red envelope after the transfer. Credit card bill query users can click on any bound credit card to display bill information such as repayment date, remaining payable amount in the current period, minimum payable amount, etc.