Why did you buy auto insurance and show that you didn't start insurance?

The status of auto insurance is uninsured, which means that the auto insurance policy has been insured, which means that you have purchased insurance, but it has not yet reached the effective time of insurance, so you cannot use it.

If the owner's car has an accident during this period, the insurance company will not compensate!

Auto insurance, that is, motor vehicle insurance, is also called auto insurance for short. It refers to a kind of commercial insurance that takes responsibility for personal injury or property loss caused by natural disasters or accidents.

Automobile insurance is a kind of property insurance. In the field of property insurance, automobile insurance belongs to a relatively young type of insurance, which is due to the emergence and development of automobile insurance with the emergence and popularization of automobiles.

At the same time, different from modern motor vehicle insurance, in the initial stage of automobile insurance, third party liability insurance is the main risk, and gradually extends to risks such as body collision loss.

A kind of insurance widely carried out in China is the insurance that takes motor vehicles such as automobiles, trams, battery cars, motorcycles and tractors as the subject matter of automobile insurance. Vehicle insurance can be divided into commercial insurance and compulsory insurance. Commercial insurance includes vehicle main insurance and additional insurance.

The main risks of commercial insurance include vehicle loss insurance, third party liability insurance, vehicle personnel liability insurance and vehicle theft and rescue. Motor vehicle loss insurance covers the insured vehicle against natural disasters or accidents within the scope of insurance, resulting in the loss of the insured vehicle itself, and the insurer shall pay compensation according to the provisions of the insurance contract. Motor vehicle third party liability insurance, for the insured or its allowed qualified drivers in the process of using the insured vehicle, causing personal injury or property loss to a third party, the amount that should be paid by the insured according to law is also compensated by the insurance company. Vehicle theft and rescue refers to

(1) Insurance motor vehicles (including insurance trailers) with the whole vehicle stolen, robbed or robbed.

(2) the reasonable expenses for repairing the whole vehicle or causing the loss of parts and ancillary equipment on the vehicle after the motor vehicle is stolen, robbed or robbed;

(3) When an insured accident occurs, the necessary and reasonable rescue expenses paid by the insured to prevent or reduce the loss of the insured motor vehicle shall be borne by the insurer, and the maximum amount shall not exceed the insured amount. Losses can be compensated in three cases. Vehicle-mounted personnel liability insurance refers to the cost loss caused by the accident of the insured vehicle (not intentional by the actor, but unforeseen and irresistible emergency causes casualties or property losses), and the necessary and reasonable rescue and protection expenses paid to reduce the loss are borne by the insurance company.

Additional risks include glass breakage alone, vehicle stop loss, spontaneous combustion loss, new equipment loss, engine water intake insurance, no-fault liability insurance, scooter expense insurance, car body scratch loss insurance, special clauses excluding deductible, and on-board cargo liability insurance.