I always get text messages about overdue cases.

If the message is about filing a case, you can check whether there is a case number. According to the case number, you can find out the details of the case in official website, so you are indeed prosecuted. Don't panic, verify the authenticity first. Before the court issues a summons to you, it will send you a notice of filing a case and a text message. About "Is it true that the credit card sends short messages overdue?" Let me give you a detailed introduction.

1. Is it true that the credit card has expired and sent a text message saying that the case was filed?

1. Don't panic when you receive a text message like prosecution. Check the authenticity first. Before the court issues a summons to you, it will send you a notice of filing a case and a text message.

2. If the message is about filing a case, you can check whether there is a filing number. Official website, the local court, can inquire about those who have actually filed a case, but there are very few prosecutions in different places. If you can find out the details of the case in official website according to the registration number, then you have indeed been prosecuted.

3. If the court official website can't find your case, or the text message means that you have been sued, and there are no details except a bunch of consequences, that is to scare you. When you are overdue for a long time, the collection right falls into the outsourcing reminder. You can say anything to make you pay back the money. But even if the text message is false, just because you are not prosecuted now does not mean that you will not be prosecuted all the time.

Second, how long does it take for the credit card to go to court overdue?

1. Generally, the overdue payment is more than 3 months, and the arrears are more than 1. If you don't pay back the money, you will be prosecuted. It takes a period of time for the court to accept a case, usually within one week, from filing a case to prosecuting at least one month.

As for the trial of a case, it usually takes about 20 days if it is tried by summary procedure. If you go through the whole procedure, it will take about 3 months. According to the regulations, the appeal case should be concluded within three months from the date of filing the case in the second instance.

3, the probability of going to jail is also there. You overdraw 50,000 or even 500,000, and the ceiling is not capped. The more you intentionally overdraw, the worse the situation will be, and you will end up in jail for malicious overdraft. If you are sued, take it seriously.

What should I do if I encounter problems such as outstanding credit card debt, overdue, excessive interest and collection?

Remind you:

Professional problems are suggested to be solved by professional people. If you encounter problems such as unpaid credit card, overdue, high interest rate, collection, etc., it only takes three steps to teach you to stop paying bills, avoid prosecution, and solve your credit card overdue problem! For the specific solution, please click the consultation button and contact the professional team of creditor's rights and debts to get the solution.