What is the bank card number? What is the account number? What's the difference between them?

Bank card number refers to the number code on the hard card issued by each bank, and the business number segment between commercial banks has unified regulations. The first six digits of the card number represent the identification code of the issuing bank, also called BIN number, and different BIN numbers represent different bank card organizations and card levels.

The account number is the trombone on the deposit, and there are also more than 10. When you transfer money from someone else, it's the same as transferring an account number, because it's a 10% discount for one card, and the bank card and passbook actually share a balance, and the money is the same.

The differences are as follows:

1, access is different.

Some banks can remit the passbook number, others can't, and all banks can remit the card number. Both the card number and account number can receive remittance.

2. Different query methods:

The bank card can check whether the remittance has arrived at the ATM, while the passbook account can only go to the counter to find manual service, which is more troublesome. This is not a question of card number and account number, but a question of the media. In fact, in some bank websites, you can query account details and balances by entering the bank passbook number.

3. Remittances are different in different places:

If it is remittance from different places, you can only choose bank card, but not passbook account. Remittances between peers in different places can be directly deposited in the payee's account number or card number, and the arrival time is the same, and they can be recorded immediately.

Extended data

Precautions:

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card number and password at will.

4. When spending by credit card, don't let the bank card leave sight, pay attention to the number of times the cashier swipes the card, and check whether the amount on the shopping list is correct and whether it is my card when getting the shopping list and card;

5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.

Baidu encyclopedia-bank card number

Baidu encyclopedia-bank card