After the online loan expired, I sent a text message saying that I would inform the village Committee and all the people with telephone surnames.

Yes, according to China's relevant laws and regulations, after loans overdue, the online lending platform can notify the village committee and all telephone surnames by SMS. The following is a specific explanation:

1. Legal basis: According to Article 197 of People's Republic of China (PRC) Contract Law, if the borrower fails to perform the repayment obligation within the time limit, the creditor has the right to take corresponding measures to safeguard its own rights and interests.

2. Loan agreement: After the loan agreement clearly stipulates the loans overdue, the creditor has the right to take collection measures, and can notify the relevant units or individuals by SMS to urge the borrower to fulfill the repayment obligations.

3. As a community organization, the village committee is responsible for managing and mediating community affairs, and may be regarded as a suitable notification object to help collect loans.

4. Each telephone surname may refer to the emergency contact information provided by the borrower when applying for a loan. These contacts are usually relatives, friends or close friends of the borrower. The online lending platform can seek the borrower's willingness to repay or other information by communicating with these contacts.

Summary:

According to Chinese laws and loan agreements, after the loan is overdue, the online lending platform can notify the village committee and the emergency contact person provided by the borrower by SMS to urge the borrower to fulfill the repayment obligation. These measures are aimed at safeguarding the legitimate rights and interests of creditors and promoting the recovery of loans with the help of community organizations and relatives and friends. Please note that the specific operation mode may be different due to different loan agreements.

Extended data:

-People's Republic of China (PRC) Contract Law: This law clearly stipulates the loan contract and overdue repayment.

-peer-to-peer lending Platform: refers to a financial platform that uses Internet technology to carry out lending business, aiming at providing convenient lending services for individuals or small and micro enterprises.