Can I apply for a loan and bonus at the same time? Information of

What does it mean that the Xiang Xing loan is not within the valid application period?

Xiangxing loan and Suixing powder are different products. Users can apply for two products at the same time as long as they meet the application conditions for Star Loan and Suixing Branch.

However, both products need to check the credit information when applying, and applying for multiple loans at the same time is bound to be suspected of multiple loans. Therefore, it will be more difficult to apply for two products at the same time and pass the audit.

The difference between sharing with interest and enjoying loans with interest.

The difference between interest-bearing loans and interest-bearing loans is that the loan amount applied for with interest will first offset the current arrears of the cardholder's credit card. After the funds are offset, you can directly use a credit card to spend money and return it monthly. However, the amount of Xiang Xing loan application will not offset the credit card arrears.

The accompanying bank is the exclusive installment quota launched by Industrial Bank for high-quality customers. The maximum credit line is 300,000, and the longest service period is 36 months, which will not occupy the credit line of credit card. Xiang Xing Loan is a large cash installment business launched by Industrial Bank, with a minimum approval of 1 1,000 yuan and a maximum application of 300,000 yuan. It is also only open to high-quality customers of banks.

Users must repay on time after using the interest-bearing loan, and do not overpay, because there will be penalty interest for overdue repayment, and the longer the time, the more penalty interest will be. Moreover, after the overdue repayment, the bank will upload it to the credit information center, and the personal credit information will affect the handling of various loans.

Industrial Bank was established in August, 1988, and its head office is located atNo. 154 Hudong Road, Fuzhou City, Fujian Province. On February 5, 2007, it was successfully listed on the Shanghai Stock Exchange, with subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Fund, Industrial Consumer Finance, Industrial Wealth and Industrial Guo Xin Asset Management.

Can I convert my cash reserve application into an interest-bearing loan?

You can't. Because applying for an interest-bearing deposit is to charge the deposit to the credit card limit, and the interest-bearing loan is directly charged to the savings card, the two cannot be changed at will.

Which is better, sharing rent or enjoying loans?

Hello, the difference between the Xiang Xing loan and the accompanying payment reserve fund is that the accompanying payment reserve fund is a special credit card consumption installment quota, which will not occupy a fixed credit card quota, and the fund can only be consumed and cannot be withdrawn; Xiang Xing loan is an exclusive cash installment line, which can be used not only for consumption, but also for cash withdrawal. The main difference between the two is whether it is possible to withdraw cash.

1. However, they have a lot in common, for example, they do not occupy a fixed credit card limit and will not reduce the available credit card limit of users.

: 1. What is a loan?

Xiang Xing Loan is a large cash installment exclusive line provided by Industrial Bank for credit card users. Different from ordinary cash installment, Xiang Xing loan does not occupy credit card quota. If necessary, you can call the customer service telephone number of Industrial Bank at 9556 1 to apply.

Two: Are you interested in getting a personal credit report?

The loan record of Xiang Xing loan will not be displayed separately in the credit report, but the total amount applied for will be added to the total amount of the credit card, and the amount used will also be included in the credit card bill, so the loan record of Xiang Xing loan is the credit card loan record. Moreover, when the credit line of Xiang Xing loan is too high, it may greatly increase personal liabilities and make it impossible to handle other credit business.

For users, Xiang Xing Loan is a product for inquiring about credit information. As long as the user repays the loan on time, the Xiang Xing loan will not affect the user's personal credit information.

Three: What does Industrial Bank mean?

The accompanying bank is a consumer reserve fund provided by Industrial Bank for Industrial Bank credit card holders, and it is an exclusive installment line provided on the basis of the original credit line of customers. After paying dividends, the cardholder can directly use the Industrial Bank credit card to make a large amount of credit card consumption, and repay it in monthly installments, which can be divided into 36 installments at the longest.

Four: How does Industrial Bank apply for interest?

Industrial Bank does not support active application with Xingfen, so it can only be opened at the invitation of Industrial Bank. In addition, the funds along with Xingfen are only used for credit card consumption, including but not limited to: household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student aid consumption, tourism consumption and other personal small durable goods consumption. It is not allowed to be used in non-consumer fields such as house purchase, car purchase, investment and wealth management, nor does it support cash withdrawal or transfer.