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How to inquire about Chengdu provident fund
The main service content of this website is public information service, including housing provident fund policy propaganda and business notice. , and personalized services include account change notice, business progress and result notice, etc. If you are not satisfied with the service content of the website, you can also call 028- 12329 for complaint and feedback.
Extended data
Provident fund loan type:
1. Personal housing provident fund loan: it is a preferential loan granted by the housing provident fund management center to the depositors of housing provident fund who purchase, build, renovate and overhaul their own houses and raise funds for cooperative housing construction.
2. Personal housing provident fund portfolio loan: refers to that when the amount of housing provident fund loan is insufficient to pay the purchase price, the borrower applies for a commercial personal housing loan from the entrusted bank at the same time, and the two loans together constitute a portfolio loan. Housing provident fund loans in portfolio loans are approved by the management center, and commercial loans are approved by the entrusted banks.
3. Individual housing provident fund replacement portfolio loan: First, the bank issues commercial housing loans to borrowers (employees who pay housing provident fund) with bank funds, and then the entrusted bank applies for provident fund loans to the management center on behalf of the borrowers.
The borrower's provident fund loan amount is controlled within its basic provident fund loan amount and does not exceed 70% of the commercial housing loan amount, and its basic provident fund loan period is shorter than the commercial housing loan period by more than one year.
Chengdu housing fund center-Chengdu housing fund online government affairs hall
Baidu encyclopedia-housing accumulation fund
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