Is it true or false for foreign tourists to come to the door?

First, after the credit card was overdrawn, foreign visitors said they would come to the door. Is it true?/You don't say.

The overdue credit card may be visited by foreign tourists, and the banking department has its own responsibilities, not to say that it will not be returned. However, whether to come to the door or not depends on whether it is true.

You owe more money. As a "quality" customer of the bank, the bank can't let you get away with it. Visiting abroad costs money, which is not worth it, so it is possible for you to be visited.

2. overdue for three months, the collection is fruitless. Many banks have a fixed proportion of overseas visits, so the choice of home visits will basically give priority to those users who are overdue for a long time, have not answered the phone or have not paid back a penny.

3, credit card door-to-door sub-region, if you happen to meet the conditions, received a phone call to say door-to-door, including specific matters, then the door-to-door must not be fake.

Second, will overdue credit cards have an impact on credit reporting?

1, charge credit card penalty interest. After using the credit card, the cardholder will pay off the credit card consumption amount between the billing date and the repayment date without charging any fees. Once the credit card is overdue, there will be a penalty interest every day.

2. Being collected by the bank. After the credit card is overdue, you will receive a text message or phone call from the bank, urging the debtor to pay off all debts as soon as possible.

3. It affects the credit report. If the credit card has a three-day grace period, paying off the debt within three days after the repayment date is not overdue and will not be reported in the credit report. Once the repayment exceeds the grace period, it will affect personal credit information, and the overdue amount and overdue time will be displayed in the credit information. If the credit card is overdue for three months at a time, it is a serious overdue behavior, which may directly affect the bank's loan business in the later period.