Guangfa Credit Card China Southern Airlines Pearl Card

How to handle Guangfa China Southern Airlines Pearl Credit Card?

Guangfa China Southern Pearl Credit Card is a classic airline card. There has been a lot of card opening activities on this credit card recently. Let me talk about how to apply for Guangfa China Southern Airlines Pearl Credit Card.

Application channel

1. Guangfa Nanzhu Credit Card Application

1, basic conditions for card application

All credit cards of Guangfa Bank under the cardholder's name enjoy an account, and all credit cards enjoy a credit limit, with the credit card with the highest credit limit as the main one.

If you want to apply for China Southern Airlines Pearl Card of Guangfa Bank, the cardholder must be a domestic person aged 18-65, with stable income and full capacity for civil conduct.

2. Basic information of the application card

In terms of application materials, the applicant needs to provide a copy of the resident ID card (double-sided), work/income documents, such as a copy of the work permit, the original work/income certificate issued by the work unit, and a copy of the labor contract signed by the work unit.

3. Additional information about applying for a credit card

In order to pass the exam as soon as possible and obtain a higher credit line, the applicant can also provide copies of real estate license, driver's license, income tax withholding certificate, time deposit certificate and other materials, professional title certificate and professional qualification certificate.

If sufficient information is provided, it will be easy to apply for Guangfa Nanzhu Credit Card, and the amount obtained should be much higher. You can refer to the information I provided when applying.

2. Why can't I apply for Guangfa China Southern Pearl Credit Card?

1, with bad credit record.

When reviewing the applicant's information, the bank will investigate the applicant's credit information to see if there is any record of overdue repayment within two years, or if there is any bad credit record such as cash withdrawal. If there is, it will greatly reduce the chances of successful application.

2. The application materials are not filled in correctly.

Although some applicants have very good personal conditions, when filling out the application form, they accidentally fill in the wrong phone number of their work unit, or the phone number of important contacts, or the address of their work unit and home address, and they will not pass the examination.

3. How to handle Guangfa Nanzhu Credit Card?

1, handled by the business hall

You can go directly to the business outlets of Guangfa Bank, submit the corresponding copies to the staff, fill in the application form and submit relevant certificates under the guidance of the staff, and wait for approval.

2. Online processing

Baidu search logs in official website of Guangfa Bank. After entering the credit card page, click "Apply Now" to select the required card type. According to your needs, different cards sometimes have different preferential activities. After selecting, enter your relevant information as required, click "I have read and agreed" under the agreement, and wait for approval. After the approval, the bank will send you a credit card within 3~5 working days.

3. Jintou Credit Card Website

Find Guangfa Bank in the "Credit Card Application" section of Jintou Credit Card website and find China Southern Pearl Card. Click to apply directly. (Jintou Credit Card has a long-term cooperative relationship with the bank, and all aspects of the card are from the bank, which is safe and free).

The above is the Golden Investment Credit Card. What I will introduce to you is "How to handle the Guangfa Southern Airlines Pearl Credit Card?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!

Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.

How to calculate the annual fee of China Southern Airlines Pearl Card of Guangfa Bank?

Annual fee of Guangfa China Southern Airlines Pearl Credit Card:

* * * There are two kinds of cards: ordinary card and gold card. The higher the level, the higher the annual fee, as shown below:

1. Puka: the annual fee for the main card is RMB per year in 90 yuan, and the annual fee for the auxiliary card is 45 yuan;

2. Gold card: the annual fee for the main card is RMB per year in 260 yuan, and the annual fee for the auxiliary card is RMB per year 130 yuan;

At the same time, Guangfa Bank introduced an annual fee-free policy. The annual fee for the first year is paid by China Southern Airlines, and the annual fee for the second year is exempted after swiping the card six times a year. In addition, if the card is not activated, there is no annual fee, and the number of online payments is calculated.

Note: The annual fee of Guangfa Credit Card is generally determined according to the cardholder's card opening date, not every natural year. If your CGB Air China Companion Credit Card is opened on June 5438+1 October 1, an annual fee will be charged on June 5438+1October every year. If it is not activated, no annual fee will be charged.

Credit card annual fee rules:

Credit card annual fee rules refer to some corresponding provisions of credit card annual fee. Before the cardholder activates the credit card, the bank shall not charge an annual fee. But most people know little about the annual fee rules of credit cards in different banks. The annual fee of credit card is mostly around 100 yuan, and some banks stipulate that the annual fee can be waived by swiping it three times a year.

Although the China Banking Regulatory Commission issued a notice as early as July, stipulating that banks should not charge annual fees before cardholders are activated, many cardholders are still confused about the various rules for handling annual fees with different bank credit cards.

"I have several credit cards from different banks, some of which are free of annual fees for six times, some of which stipulate that the accumulated consumption is more than 5,000 yuan, and some stipulate that 3,000 points are free of annual fees." Ms. Xu, who works in a foreign-funded enterprise, told the reporter that in order to find out the annual fees of different credit cards, she specially called each credit card center to find out, and then wrote it down to avoid the situation that some credit cards would generate annual fees in the following year because the number of swipes or the amount was not up to standard.

Different types of credit cards launched by the same bank have different annual fee rules. For example, the annual fee of Peony International Credit Card of ICBC is 100 yuan, while the annual fee of Peony 60th Anniversary Credit Card is only in 50 yuan. This is due to the difference in annual fees caused by different card issuers. The issuers of Peony International Credit Card are UnionPay and MasterCard or UnionPay and VISA, and the issuers of Peony 60th Anniversary Credit Card are UnionPay.

Financial experts in Yinlv.com also pointed out that the annual fees of single-currency cards and dual-currency cards are often different. For example, the annual fee for standard dual-currency card of Guangfa Bank is 90 yuan, while the annual fee for RMB card of Guangfa Bank is 40 yuan.

Tips: Even for different types of credit cards handled by the same bank, the rules of annual fee and free annual fee are different. To become a "card god", the first step is to clearly know the annual fee rules for holding a credit card.

Guangfa China Southern Pearl Card is really troublesome.

Guangfa China Southern Airlines Pearl Card is no trouble. Guangfa China Southern Pearl Card is very easy to use.

1, points can be redeemed for China Southern Airlines miles, and cardholders can redeem points in China Southern Airlines Pearl account.

2. Free repayment of the contracted amount, with a general grace period of 3 days.

3. In the special settlement, the holders of CGB China Southern Airlines co-branded credit cards can enjoy an interest-free period of up to 50 days.

So much for the introduction of Guangfa Credit Card and China Southern Pearl Card.