Is it true that the collection of 1069 came to the door?

Because many platforms start with 1069 when sending collection messages, this number is based on the connection between the three major operators and the Internet, which is a common collection method.

Users who receive similar text messages may just put pressure on debtors, but it does not rule out that they will really come to you. Although the situation of door-to-door collection is much less than before due to the influence of the big environment, it does not mean that there will be no door-to-door collection, and users should pay attention.

In addition, many users have reported that they have received short messages from 1069 about court filing or people's collection. The credibility of these situations is very low and basically impossible. On the one hand, credit reporting agencies will not collect users in any form. Secondly, if the case is filed by the court, the notification form will not be SMS, and even if SMS is used, it will not start with 1069.

Consequences of loans overdue's repayment

1. Default interest will be charged from the overdue date until all the arrears are paid off, and the default interest rate charged by some platforms will be higher than the normal lending rate. The longer the overdue time, the greater the repayment pressure.

2. The platform will report the overdue situation to big data or the central bank's credit report, leaving bad records in it, resulting in personal credit damage (generally, it will take at least five years to delete the overdue bad records after the arrears are paid off).

3. The system freezes the loan amount, and the customer can't borrow any more; Moreover, because of credit problems, borrowing from other financial institutions is likely to be hindered, and it may be difficult to successfully handle it in a short time.

4. Send text messages and call for dunning from time to time. If repeated dunning fails, some may arrange relevant personnel to make home dunning, and some may take legal measures to let customers repay as soon as possible by bringing a lawsuit to the court to recover the money.