China Construction Bank received remittance in foreign currency.

At present, all debit cards of CCB can accept foreign currency, and there is no need to open a foreign exchange account. Before receiving the remittance in foreign currency, you need to accurately tell the other party the English address and swift code of the opening bank. The arrival time is 2-3 days (postponed on holidays).

Extended data:

How to remit money to an external account?

First, the remittance methods are;

1. Overseas remittance can be made through Western Union at domestic post offices.

2. Related wire transfer business can be handled through the counters of domestic banks such as Bank of China, Agricultural Bank and China Construction Bank;

3. Remittance can be made through domestic bank card online banking, and the remittance can be completed by filling in relevant information.

Second, remittance procedures;

1, remittance currency and amount (Arabic numerals)

2. Name and address of payee

3. Account number of the payee in the bank.

4. The name, SWIFT code or address of the payee's bank.

3. To send money abroad, telegraphic transfer is a common method. Generally, wire transfer takes two to three working days to reach the account, which is divided into foreign exchange remittance and foreign currency remittance. If you accept foreign exchange remittance. Generally, a handling fee of one thousandth of the remittance amount and a telegram fee of 150 yuan RMB (80 yuan, Hong Kong and Macao) are charged. If remittance is made in foreign currency cash, there is a certain amount of "cash-to-foreign exchange" fee in addition to one thousandth of the handling fee and telegram fee, which is charged according to the difference of "selling money to buy foreign exchange" on the same day.

The cost of converting paper money into foreign exchange is because, as far as personal savings are concerned, foreign exchange can be directly converted into foreign paper money, but foreign paper money cannot be converted into foreign exchange at will. When the remitter "remits" cash, because the cash is in physical form, the bank must transport it abroad, and the transportation cost will be borne by the customer, which is manifested as "selling cash to buy cash" (the customer sells cash to buy cash). The handling fee and handling fee of "money to foreign exchange" can be converted into RMB according to the exchange rate of the day, and the lowest handling fee after conversion is 50 yuan and the highest is 260 yuan.

Overseas remittance is a business activity that commercial banks handle remittance for customers or settle the relationship between creditor's rights and debts through the transfer of funds between their overseas branches or correspondent banks. According to whether the delivery direction of settlement tools is consistent with the movement direction of funds, it can be divided into forward remittance (remittance method) and reverse remittance (collection method). There are three remittance methods: telegraphic transfer, M/T and D/D. The cost and exchange rate of telegraphic transfer are higher, while the cost and expenses of telegraphic transfer and D/D are lower, but it takes a long time to delay customers' money.

The remittance settlement method generally involves the remitter, the payee, the remitting bank and the collecting bank (or collecting bank). If there is no direct relationship between the remitting bank and the collecting bank, other banks are needed to remit money. The currency used for remittance settlement is generally determined by the remitter. If the remittance currency is different, it needs to be calculated according to the buying price and selling price of the day before remittance. When the remitting bank collects local currency from the remitter and remits foreign currency, it shall be calculated according to the bank's foreign exchange purchase price; When remitting money to the payee, if the remittance is in foreign currency, the remitting bank can pay the foreign currency directly or calculate the fee according to the payee's opinion.