Is Dongying Bank a state-owned bank? Is it guaranteed?

Dongying Bank is not a state-owned enterprise, but a private joint-stock bank. Dongying Bank, formerly known as Dongying City Commercial Bank, was established in September 2005 and officially changed its name to Dongying Bank in March 20 12. After more than ten years of development, Dongying Bank has grown into a local boutique characteristic bank. In Shandong City Commercial Bank, strength depends on it.

Supplementary information:

1. Dongying Bank is a local commercial bank.

Dongying Bank, formerly known as Dongying City Commercial Bank, was established in September 2005 and officially changed its name to Dongying Bank in March 20 12. Since its establishment, Dongying Bank has closely focused on the strategic goal of building a boutique bank, a characteristic bank and a harmonious bank that meet the listing requirements, adhered to the market positioning of "based on Dongying, focusing on small enterprises and serving the citizens", grasped the working tone of "development, characteristics, prudence and promotion", seized the opportunity, reformed and innovated, and achieved sustained, steady and coordinated development. By the end of 20 13, the bank had 925 employees, and the head office had 16 departments and 1 small business franchise centers. The bank has 3 branches in different places, 30 branches in the same city and 7 branches in different places. The total assets of the bank reached 38.9 billion yuan, the balance of local and foreign currency deposits reached 32.6 billion yuan, and the balance of loans reached 2 1 100 million yuan. The annual operating profit was 860 million yuan, and all indicators were among the best in the city commercial banks in the province, among the best in the homogeneous commercial banks in the country, ranked first in the comprehensive evaluation of financial institutions in Dongying City for two consecutive years, and ranked first in the performance evaluation of local financial institutions in the province for two consecutive years. In the previous "good banks" in Shandong Province, it was rated as "good banks" at the provincial level. For four consecutive years, it was rated as the second highest level of the national banking industry by China Banking Regulatory Commission. It was rated as "Enterprise with Harmonious Labor Relations" in Shandong Province and obtained the labor certificate of "Enriching the People and Prospering Shandong". It was named as "provincial civilized unit" by the provincial party committee and government.

Facing the future, Dongying Bank will seize the great historical opportunity of the Yellow-blue national strategy and the financial reform in Shandong Province, take advantage of the situation, act positively, vigorously implement the differentiated and characteristic development strategy, and strive to build a regional boutique bank, characteristic bank and harmonious bank based in Dongying and serving the Yellow-blue economic zone.

2. In all previous "good banks" in Shandong Province, it was rated as a "good bank" at the provincial level, the highest level in the national banking industry for four consecutive years by the China Banking Regulatory Commission, the "enterprise with harmonious labor relations" in Shandong Province, and the labor certificate of "enriching the people and prospering Shandong", and was named as a "provincial civilized unit" by the provincial party committee and the provincial government.

Extended data

Dongying bank products

Comprehensive credit loans refer to personal loans that are applied by high-quality customers of Dongying City Commercial Bank and provide guarantees or credits that meet our requirements. After approval and improvement of relevant procedures, the borrower can repay the loan within the validity period of the credit line.

Loan line: 1, and the maximum comprehensive credit line does not exceed 500,000 yuan.

2. If there is mortgage guarantee, the maximum housing mortgage loan shall not exceed 50% of the value of the collateral; Commercial housing mortgage, the maximum loan amount shall not exceed 50% of the mortgaged property value;

3 secured, the maximum loan amount does not exceed 300 thousand yuan.

4 credit guarantee, the maximum loan amount does not exceed 200 thousand yuan.

5. If you apply for loan business by means of time deposit certificate or certificate-based national debt pledge, the loan amount is not limited by the maximum amount, and the proportion does not exceed 90% of time deposit certificate or certificate-based national debt.