How does Dongguan Bank inquire whether online banking has been opened?

Several methods of inquiring whether the bank card is enabled with online banking;

1. Call the customer service phone of the bank where the bank card is located directly, and dial the manual desk for inquiry.

2. Bring your ID card to the local business outlets for enquiry.

3. Log on to the bank website, enter the personal online banking, and enter the card number and password. If there are options such as transfer payment after entering, it proves that you have opened online banking; If you can only query the balance, it will not be opened.

Generally, opening online banking will give you an electronic password card, a password device, or a U shield (something like a U disk) for online banking payment. If there is nothing, it is generally not opened.

Extended data:

U shield, a customer certificate USBkey issued by ICBC in 2003 and obtained national patent, is an advanced security tool provided by ICBC for online banking. It looks like a U disk, and its safety performance is like a shield, which means U-shaped shield, so it is named "U shield". Its function is to protect the security of online banking funds and avoid various risks such as hackers, fake websites and Trojan viruses when handling online banking business.

U shield is a customer certificate USBkey issued by ICBC, which has obtained national patent. It is an advanced security tool provided by ICBC for online banking.

U shield is a tool for electronic signature and digital authentication of online banking. Built-in micro smart card processor, using 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions.

References:

Baidu encyclopedia -U shield