What kind of loan is Suzhou's collection?

The area code 05 12 belongs to Suzhou, Jiangsu province, so it may be that the lending institution/platform is in Suzhou, and the number starting with 05 12 was used for dunning. Of course, it is also possible that the borrower lives in Suzhou and the lending institution/platform makes dunning through the third-party telephone platform. It may be difficult to know which lending institution/platform it is.

It is suggested that after receiving the dunning call, go to each loan APP to check the loan repayment situation and pay off the outstanding loan as soon as possible. After all the arrears are paid off, you will naturally not be urged again.

In the first three months after the online loan was overdue, the staff of the platform were basically responsible for the collection. They call the debtor every day to urge them to repay. If the user insists on not paying back, he will call the third-party emergency contact. You may call the borrower's leaders, colleagues and relatives, which will not only affect your own life in the long run, but also affect the lives of others.

Xiangqiao In addition, many lending institutions are connected to the central bank for credit reporting. For users who are overdue for a long time, the platform will upload personal non-performing loan records to personal credit information. Once overdue records appear, loans and credit cards will be handled in the bank in the future.

For users who resolutely refuse to repay, the platform will eventually recover the money through judicial channels and contact the law firm to issue a lawyer's letter. Generally, the accused users do not support out-of-court mediation. After receiving the lawyer's letter, they must take the initiative to contact the loan platform and apply for repayment of principal and interest and penalty interest.