Guangfa bank card has been useless for a year. Why did you suddenly receive a notice to repay 45 yuan?

Guangfa Bank Card will charge different fees according to different card types, and the fees are varied. If you use Guangfa Credit Card, if you don't swipe your card for the specified number of times or the specified amount. The credit card center will charge you an annual fee at the end of the year. If your card has not been activated after receiving it, the other party will still inform you to charge the annual fee. You should explain to each other. If the other party accepts, Guangfa Credit Card Center will provide you with a solution channel. That is, pay the annual fee first, and then you pay the prescribed number of times, usually 6 times, without any restrictions. So you can refund the annual fee.

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1. Why do you inexplicably receive the short message of arrears from Guangfa Bank?

It is recommended to call the customer service phone number of Guangfa Credit Card 95508 or go to the People's Bank to check your credit report. If you have a wide card under your name, it means that your ID card has been stolen, which is serious. Unless you can prove that this is not your own consumption, you will have to bear all the debts. If you don't have a wide card under your name after the inquiry, it is a scam message.

2. Is it easy to apply for Guangfa Credit Card?

If the user meets the application conditions of Guangfa Credit Card, it is easy to apply for Guangfa Credit Card. Different types of CGB credit cards have different application conditions. Generally, the application conditions include: 1, and the applicant is over 18 years old. 2. The applicant has a good credit status and no bad credit record. 3. The applicant has a stable job and legal income. 4. The applicant can provide personal identification such as ID card and household registration book. 5. Other conditions stipulated by Guangfa Bank.

3. Is there an annual fee for the savings card of China Everbright Bank?

China Everbright Bank savings card has no annual fee or small management fee. 20 17 China Banking Regulatory Commission and National Development and Reform Commission issued the service price management of commercial banks, indicating that banks will reduce some fees for debit cards (excluding credit cards), including annual fees, cash withdrawal fees, SMS notification fees, transfer and remittance fees, and small account management fees.

4. Does China Everbright Bank have to go to the counter to open a credit card?

Everbright Bank credit card phone activation: 1. After receiving the credit card, fill in your mobile phone number or home phone number in the application form and call the 7X24 global service hotline of China Everbright Bank: 4007-888-888; 2. Press "2" and select "Self-service Voice Service"; 3. Enter the card number and certificate number; 4. Press "1" and select "Credit Card Activation".

Online activation of Everbright Bank Credit Card: log in to Everbright Bank Credit Card Center (//xyk.cebbank.com/); Select the "Online Activation" function to activate your credit card online.