How to solve the problem of overdue receipt of lawyer's letter from online loan?

All the so-called letters sent to your home by SMS, WeChat, qq mailbox or even email, even if they are true, their rights only play the role of informing, and have no legal effect and force. As long as you apply for a loan or a card through your real-name registration system information, you can't pay it back after the deadline. It's just a civil dispute, but the premise can't be lost, it doesn't constitute a criminal offence, and it won't be sentenced to jail.

So, how can we be sure that we are really being sued? After reading it patiently, as long as it is a problem of arrears, you must go to the people's court. First, you need to file a case. You will receive a text message from 12368 after the case is successfully filed. After receiving this short message, you will generally receive an offline summons from the court within 7- 15 working days. Only in this case can you really be sued and ignore all other letters.

Teacher Zhang will explain these problems to you today. I hope you keep a positive attitude. Debt won't be terrible. Make a repayment plan and go ashore as soon as possible. Don't be confused by collecting trifles in the future, and don't be lost by trifles! Thanks to the official platform, I wish you a happy life!

Related Q&A: Related Q&A: Is the lawyer's letter issued by the online loan overdue really false? Hello, I'm glad to answer your question.

1, this is true. The collection staff will also call people who know you around them.

2, it is best not to touch online loans, it is too scary.

3. According to the provisions of Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases, the interest rate agreed by both borrowers and lenders shall not exceed 24% per annum.

4. It can exceed the annual interest rate by 24%, and the excess is not protected by law. For the interest paid by the borrower, the maximum annual interest rate can be calculated at 36%. If the interest exceeds the annual interest rate of 36%, the excess is invalid, and the borrower may require the borrower to return the excess interest.

I hope the above answers can help you, and I hope to adopt them. thank you

? Don't panic, it may be forged by the collection!

I believe that many overdue friends are not familiar with this object-lawyer's letters, some sent by mail, some sent by short messages from collectors, and some sent by paper documents? But are these all true?

I believe that many overdue friends are not familiar with this object-lawyer's letters, some sent by mail, some sent by short messages from collectors, and some sent by paper documents?

But are these all true? Not necessarily! In fact, online loans are overdue, and many lawyers' letters sent and received are fake!

So, how to tell whether the received lawyer's letter is true or false? Today, Bian Xiao will teach you three simple steps. Let's learn them together. If you or your friend just received a lawyer's letter and you are at a loss, this method can just help you tell the truth!

Need tools:

A mobile phone, a computer, and a lawyer's letter to be authenticated.

Step 1: Check the lawyer's letter with the naked eye.

According to the relevant regulations, the lawyer's letter must indicate the name of the law firm and affix the official seal. If it is not stamped directly, or the seal is not stamped by the law firm, there is no doubt that this lawyer's letter must be forged, otherwise it will have no legal effect. Real lawyers don't make such low-level mistakes.

Most lawyers' letters will also have the lawyer's name, signature or seal. If you only write "Lawyer Zhang" and "Lawyer Li" without full name signature or seal, you can basically be sure that it is fake.

If all these elements are available, how can we tell? Don't worry, let's use an example to verify it:

Step 2: Check whether the law firm or lawyer really exists.

According to the location of the law firm in the lawyer's letter, open the webpage Baidu and directly search the website of the local lawyers association. Let's take the lawyer's letter provided by group friends as an example.

It says "Shanghai Zhongguang Law Firm", which directly refers to "official website of Shanghai Lawyers Association". Note that the official website ends with org.cn.

According to the website prompts, find a lawyer or law firm to inquire, then enter the above information and click Find. If you find that a lawyer really exists, click on his page to find a law firm. If only the information of the law firm has no lawyer's signature, then directly search the name of the law firm to see if it exists.

If the previous steps are not saved, but the existence of this law firm or lawyer is not found at all, there is no need to continue. The lawyer's letter must be false!

Step 3: According to the inquired information, call the law firm for inspection.

If you find the above situation, you need to call a law firm for inspection, such as "Shanghai Zhongguang Law Firm" above.

Click directly on the page of the law firm to find the detailed information of the law firm. According to the regulations, this page will have the contact number of the law firm. Call directly with your mobile phone (if it is a landline number, remember to bring the local area code, for example, call 02 1-63275830 in the picture), give your name and identity information, and see if the case really exists. If a specific lawyer is in charge, the person who answers the phone can be transferred.

If the case is found to exist, then the platform should have reached the stage of obtaining evidence and preparing for prosecution. At this time, everyone should take the initiative to call the platform and negotiate. If negotiation fails, try to collect evidence and prepare to appear in court.

If the case does not exist and the lawyer's letter is forged, you can report it to the law firm or ask the lawyer what to do if he encounters a forged lawyer's letter.

Finally, back to the lawyer's letter in the case, the lawyer's letter in the picture is paper, with a formal format and a clear official seal of the law firm and lawyer. After the group friends called to check, it was really a lawyer's letter.

In fact, it is relatively simple to distinguish between true and false lawyer letters. The key is to face it positively, not passively.

Finally, I wish you all an early landing!