What if I get an abusive phone call?

If someone insults others on the phone, the insulted person can record the abusive voice with the recording function of the mobile phone. If the circumstances are serious and illegal, you can report to the public security organ. Whoever publicly insults others or fabricates facts to slander others shall be detained for not more than five days or fined not more than 500 yuan. After being insulted, the infringer may be required to stop the infringement, apologize and compensate for the losses. If negotiation fails, you can call the police directly. If the circumstances are minor, the public security organ shall impose administrative punishment according to the Law on Public Security Administration Punishment, and if the case constitutes a crime, criminal detention shall be imposed. Or bring a lawsuit to the people's court.

Specific content to solve collection harassment:

(1) Reporting complaints

2065438+Since March, 2008, China Internet Finance Association has officially issued a self-discipline convention on collection. If the borrower is faced with violent collection, he can report to China Internet Finance Reporting Information Platform, relevant regulatory agencies' complaint telephone or mail system.

Depending on the seriousness of the case, the association will hand over the illegal clues to the judicial organs, financial supervision departments, communication management departments and market management departments for investigation.

(2) Call the police

If there is an emergency, such as the loan company sending someone to the door to demand payment, using abusive, threatening, intimidating, smearing and other ways to take excessive actions against the borrower's family, then you can immediately call the police and immediately stop the behavior of the dunner.

In short, no matter which way, we must keep the evidence, otherwise it will be empty talk and the loan company will not admit it, so they will not be convicted.

1, SMS reminder

Because the quickest and simplest way of violent collection is to insult and threaten the borrower through SMS, you can pay attention to making records in the process of SMS communication.

2. Telephone recording

Now, the mobile phone has recording function. Try to record the whole process of each call, and follow-up can be used as evidence. At the same time, we should be calm and express the attitude of wanting to repay and trying our best.

3. Imaging record

If a violent debt collector comes to the door, others can help record the violent debt collection behavior of the debt collector, which is very favorable evidence.

How to report fraudulent phone calls?

Fraudulent phone calls can be reported through WeChat, Weibo, SMS, MMS, website and email. The following are the corresponding reporting methods:

(1) Method 1: Report through WeChat official account and send text, voice and screenshots directly;

(2) Method 2: Report through Sina Weibo: Pay attention to Weibo and report to the report center by private letter;

(3) Method 3: Send a short message to report: enter the report number (that is, the sender number of the spam message, which is very important) in front of the content of the short message to report;

(4) Mode 4: Report by sending mobile phone MMS;

(5) Method 5: Call the mobile phone to report;

(6) Method 6: Log in to the reporting website to report;

(7) Method 7: Send an email to report.

Legal basis: Article 42 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, they shall be detained for more than five days and less than ten days, and may be fined up to five hundred yuan:

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others;

(3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others;

(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.