Joke Collection Website - Blessing messages - The Agricultural Bank of China sent an incomplete text message.
The Agricultural Bank of China sent an incomplete text message.
1. Incomplete bank card information is serious.
It will directly lead to the cardholder's inability to successfully use various financial functions of the bank card, such as not being able to withdraw money from ATM machines, not being able to handle business in mobile banking and online banking, and even more serious, it may be cancelled.
At present, the incomplete information of bank cards is mostly caused by reasons such as the original ID card has not been replaced, the contact information, residence and name have changed, or it is too early to apply for a bank card, and it is impossible to clearly register the occupation type and collect head photos.
The ultimate consequence of these incomplete personal information is that the bank card can no longer be used. According to the Measures for the Administration of Customer Identification, Customer Identity Data and Transaction Records of Financial Institutions, if the identity documents or identification documents previously submitted by customers have expired, and the customers have not updated them within a reasonable period of time without giving reasonable reasons, financial institutions should stop handling business for customers.
Therefore, in order to make better use of various financial functions of bank cards, cardholders should go to the issuing bank to improve their personal information in time.
Two, the same bank can not open more than four cards.
On February 20 15, the China Banking Regulatory Commission issued the Notice on Matters Related to the Banking Industry's Combating and Governing New Crimes in Telecommunication Networks (hereinafter referred to as the Notice). According to the circular, starting from 20 16 1, in principle, no more than four debit cards will be opened by the same customer in the same institution. At the same time, the notice also stipulates that "in principle, the same agent shall not open more than three cards in the same commercial bank. The debit card opened by the agent can only be used after the agent comes to the counter with his valid ID card to activate the card.
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