Is it true that you enjoy borrowing money by SMS?

No, the short message of borrowing money is an invitation message that shows that the bank meets the loan conditions after the preliminary examination of the customer, so sending such a short message allows the customer to borrow money. The bank's marketing is strictly regulated. The bank doesn't know the mobile phone number and won't send messages to everyone casually. This in itself is an infringement. Therefore, it is fake to enjoy the short message of borrowing money. Users will complain that banks are accurate every time, so banks dare not do such illegal acts at all.