China Construction Bank Standard White Credit Card

What do you mean by standard white card? Minsheng bank credit card

The standard white card is the standard platinum credit card of Minsheng Bank.

Application conditions:

1. Domestic people must be at least 18 years old and not more than 65 years old, and foreigners and compatriots from Hong Kong, Macao and Taiwan must be at least 25 years old and not more than 55 years old;

2. Have full capacity for civil conduct;

3. Business owners with stable income and strong consumption power, middle managers of large enterprises, executives of medium-sized enterprises, and people with certain social visibility and property strength.

Extended data

Minsheng Bank Credit Card has the following functions:

1, dual-currency credit card, giving the cardholder a++number for global travel.

Minsheng dual-currency credit card has dual accounts in RMB and USD, and domestic and overseas settlement is automatically converted. Both currencies can pay consumption abroad currency, which is convenient for cardholders to use globally.

2. Revolving credit, promoting consumption and facilitating financial management.

Minsheng Credit Card will give a flexible amount according to the credit status of the cardholder, which can be used first and then returned, and enjoy an interest-free repayment period of up to 5 1 day. On holidays and when customers go abroad, Minsheng will actively increase the temporary quota for customers, and actively increase the quota for customers who continue to use their cards well.

3, people's livelihood 1+ 1, intelligent repayment saves time and worry.

Just apply for a Minsheng savings card (debit card) as the automatic repayment account of Minsheng Bank's credit card, and the card center will automatically transfer the money from the savings card account to the credit card account for current repayment on the last repayment day, so as to avoid the trouble of late repayment in busy work and life.

4, customer service hotline, 24 hours to listen to the needs of cardholders.

Minsheng Credit Card's 24-hour customer service hotline provides comprehensive and convenient services anytime and anywhere.

5. Borrow cash in advance so that people's livelihood can meet the needs of cardholders from time to time.

Use Minsheng Credit Card to easily withdraw cash from ATMs with UnionPay logo in China and VISA or MasterCard logo abroad to solve emergencies.

6. Report the loss of the phone and avoid the risk of misappropriation in time.

If you find that Minsheng Credit Card is lost, please call Minsheng Credit Card Customer Service Hotline immediately to report the loss. After the loss report of credit card comes into effect, the credit card risks arising from transactions other than the cardholder's own will be borne by Minsheng Bank, and the card center will reissue a new card for the cardholder as soon as possible according to the cardholder's requirements.

7. Optional signature/password to ensure safe use.

Minsheng Credit Card has the optional function of swiping the card and signing or adding a password, which makes the cardholder's credit card use more flexible and safe.

8, SMS transaction confirmation, so that cardholders can rest assured to use the card.

Minsheng Credit Card has a transaction SMS notification function. Cardholders can get SMS notification service for all transactions, so as to keep abreast of changes in credit card accounts.

9. Combine points and redeem more surprises.

Minsheng launched a cooperative merchant points accumulation system, so that the consumption points of many well-known partners of Minsheng can be accumulated together, and cardholders will have the opportunity to redeem more exquisite gifts or air miles.

Baidu Encyclopedia-Minsheng Bank Credit Card

MeAE marks white credit card limit

Guimeae's credit card limit is 50 thousand yuan.

Longka Guimei Credit Card is a credit card launched by China Construction Bank. Longka Guimei Credit Card is a platinum card. According to the credit rating, the limit is usually above 50 thousand, but this needs to be subject to the final audit result of the bank. The annual fee of this card is 580 yuan/year, and there are 10 transactions per year, and the annual fee of that year is exempted.

Credit card limit: _

Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.

The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income, provident fund social security and asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

Different credit card levels have different limits, among which:

1, and the general credit card limit is around 3000- 10000;

2. The gold card amount of the credit card is about10000-50000;

3. Credit card platinum card amount is more than 50,000, and so on.

The credit card limit is mainly determined by the comprehensive qualifications of the credit card applicant, such as personal credit and repayment ability. I want to know how much credit line I have, so that I can apply for a credit card at the bank.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card CCB joy card C marked white is what card?

CCB Longzhiyue Credit Card is an exclusive credit card issued by CCB for young customers under 35 years old. Cards are divided into UnionPay standard platinum card, VISA standard platinum card, MasterCard standard platinum card, JCB standard platinum card and UnionPay gold card (student version). The customer's CCB joy card C standard white is a CCB UnionPay standard platinum credit card.

If you have any other questions, please contact the official account of "China Construction Bank Customer Service" WeChat for consultation.

(In case of business changes, please refer to the actual situation. )

Advantages and disadvantages of double-group labeling of CCB credit cards

Advantages and disadvantages of CCB credit card double labeling are as follows:

superiority

1, the quantity is good, it will always be mentioned after a while, and the year is very important.

2. If you call customer service, the white card will be connected quickly.

disadvantaged

1. The cancelled card cannot be used again.

2. There is no free unlimited SMS reminder for the standard platinum card. It's not too much to say it's fake, and it's too much to say it's true. It's super appropriate.

3, the white label must be swiped abroad to double the points, entirely because of VISA and MASTERCARD. At present, it is only 60 days after the card is opened in China, and there is no advantage in the exchange of white-label points.

1. The double group logo of CCB linefriends is UnionPay single logo magnetic stripe ic composite card, and the amount ranges from 5,000 yuan to 200,000 yuan. Judging from the initial credit granted by CCB to credit cards, as a standard platinum card linefriends dual team, the application threshold will not be very harsh. If you meet the low limit of 5000 yuan because of the credit application conditions, don't rush to return the card. Make good use of the card and raise the card is the way to increase the quota.

Second, the standard platinum credit card limit of CCB can reach up to 200,000 yuan, and the bank will take the initiative to adjust the permanent limit from time to time according to everyone's card usage. After receiving your application, the bank will make a comprehensive score according to the information provided by everyone. You can submit the financial certificate in your name and apply at the local CCB outlet. For example, if you have a large deposit in CCB, you can also provide it. The more materials, the more helpful it is to the new card audit and credit line audit. The bank will comprehensively evaluate the specific overdraft limit according to the credit status.

Third, credit cards should also pay attention to the repayment problem:

1. The withdrawal fee cannot be paid in installments.

Occasionally, when you are in urgent need of cash, you will use your credit card to withdraw money for urgent needs. As we all know, there is a handling fee for withdrawing cash by credit card, and this handling fee cannot be paid in installments. If you withdraw cash by credit card, write this down.

2. Temporary lines cannot be staged.

Like the withdrawal fee, the temporary limit is used to cancel the secondary limit of the credit card, which can avoid the embarrassing situation that the limit is not enough when spending on holidays. However, the temporary quota used cannot be phased, and how much is used. Therefore, card friends should not brush too hard when using temporary quota ~

3. Pay attention to automatic repayment

Lazy people and forgetful people have essential services. Opening automatic repayment can help you pay off your debts automatically on the repayment date of each month, which is good news for lazy people and forgetful people. Although automatic repayment is good, it still has shortcomings. If the balance in your automatic repayment savings card is not enough to repay, then automatic repayment will fail. If you don't pay attention at this time, it is very likely that you will not repay in time, which will lead to overdue. Therefore, when using automatic repayment, you must ensure that there are enough funds in the savings card to repay.

Ccb unionpay c bid for the second batch, which card does it belong to? What's the general quota?

The second batch of China Construction Bank UnionPay C bid is a credit card, and the amount is usually1-50,000 yuan, but the specific amount may be different.

China Construction Bank has not stipulated the upper and lower limits of credit card credit limit. The credit card amount applied for the first time is often not high, not exceeding 1 000 yuan, while the gold card amount of CCB is only 1 000-50,000 yuan.

The first credit line of CCB credit card is closely related to the information provided by the applicant. The more detailed the information, the higher the success rate of card processing and the higher the corresponding limit. Moreover, the fixed withdrawal of CCB credit cards is very difficult, and it is usually necessary to supplement financial proof. Therefore, if it is the first time to apply for a CCB credit card, it is recommended to provide as many proof materials as possible.

Extended data:

Precautions:

1. You can use a credit card when you use it, because there is no interest period when you consume it; Pu cards that are spent more than 3 times a year can be exempted from annual fees.

2. Try not to withdraw cash: not only do you have to charge fees, but there is no interest-free period, and the daily interest rate is extremely high, which is not worth it.

If money is tight, you can use the minimum repayment amount. Although the interest rate is very low, it will not affect the credit history. But you'd better pay it off as soon as possible.

4. Changing the repayment date to 3-5 days after the payday can avoid financial difficulties to some extent. Try not to change the payment date frequently.

5. Don't apply for excessive credit limit. Usually, the credit card amount is the best amount of personal salary for 3 months.

What are the application conditions of CCB standard platinum credit card?

Platinum cards of China Construction Bank are divided into two types: Platinum Savings VIP Card and Platinum Credit Card. Among them, if you want to apply for the Platinum Savings VIP Card, you need to meet one of the following conditions:

1. The average monthly balance of financial assets of CCB within one year is more than 500,000 yuan.

2. Within one year, the average monthly balance of personal loans reached more than 6,543,800 yuan, with good repayment and no bad records.

3. In one year, the accumulated consumption of Longka exceeded 654.38+10,000 yuan.

Platinum credit card application conditions:

1. Personal annual income is over 300,000.

2. CCB's personal financial assets reach more than 500,000 yuan.

3 personal assets reached more than 3 million yuan.

4. For non-CCB customers, the requirement for personal financial net assets is higher, which needs to reach more than 800,000 yuan.

First, CCB Platinum Card can be divided into Platinum Savings VIP Card and Platinum Credit Card. The application conditions of the two are different. To apply for the Platinum Savings VIP Card, it is required that the financial assets of CCB should be more than 500,000 yuan, the average monthly balance of personal loans should be more than 6,543,800 yuan, or the accumulated consumption of dragon cards should be more than 6,543,800 yuan within one year. Platinum cards of China Construction Bank are divided into two types: Platinum Savings VIP Card and Platinum Credit Card, and their application conditions are different. To apply for the Platinum Savings VIP Card, it is required that the financial assets of CCB should be more than 500,000 yuan, the average monthly balance of personal loans should be more than 6,543,800 yuan, or the accumulated consumption of dragon cards should be more than 6,543,800 yuan within one year.

Second, the amount of CCB Platinum Card. CCB Platinum Card is divided into several series, of which the standard platinum credit card can reach up to 200,000 yuan. The bank will make irregular adjustments according to the cardholder's usage and repayment records. When using CCB Platinum Credit Card, if the approved credit limit is not enough and it is necessary to increase the credit limit, you can call the 24-hour customer service hotline of CCB Platinum Credit Card to apply for a temporary increase in the credit limit.

3. Annual fee of CCB Platinum Card. At present, CCB has launched a number of platinum card series including standard platinum card, elite platinum card and exclusive platinum card according to customer segmentation. The annual fees of platinum cards vary from department to department. The annual fees of standard platinum cards are in 360 yuan, and those of elite platinum cards are 1.800 yuan. The annual fee of distinguished platinum card is 3600 yuan per year; The annual fee for diamond platinum card is 5800 yuan per year; The annual fee of China Construction Bank Aobaika is 580 yuan every year.

4. What are the benefits of CCB Platinum Card?

1. Featured financial services: 24-hour VIP line service 365 days, priority queuing service at outlets, and preferential interest rates for personal consumption loans. The credit limit of the card itself can reach 1 10,000 yuan, and the credit card consumption is double points, which is valid for many years.

2. Enjoy the courtesy of air business travel: enjoy the service of more than 500 VIP rooms at domestic and foreign airports free of charge.

3. Booking airlines can enjoy many preferential discounts, such as buy one get one free.

4. Leisure dinner: including 28 first-class clubs throughout the year, free friendship competitions, and annual 12 greens free of charge.

5 10/00000 yuan aviation accident insurance,100000 yuan public transportation accident insurance.

Let's not talk about the launch of marked white credit cards.