How to treat JD.COM Baitiao's debt collection with a third-party dunning company?

After the borrower loans overdue, small loan companies will generally collect the money by themselves first. After a period of collection, small loan companies will entrust a third-party collection agency to collect loans. The collection methods of third-party collection agencies are generally violent, such as telephone bombing, harassing text messages, and door-to-door collection.

Some borrowers have complained under the pressure of violence. As long as they find the right place to complain, the effect is very good. Because the country now has strict regulations, no small loan company or its entrusted third-party institution may conduct violent collection, otherwise it will be illegal.

Complaints in the case of violent collection

1, National Internet Finance Association: Complaints can be made through official WeChat of Internet Finance Association, official WeChat account or official website.

2. 1232 1 Network Bad and Spam Reporting Acceptance Center: 1232 1 Network Bad and Spam Reporting Acceptance Center mainly deals with fraudulent phone calls, harassing phone calls, spam messages, etc. Third-party collection agencies can harass borrowers, indicating that the loan platform has leaked users' privacy, so they can call/kloc-.

3. Reporting by CBRC: This is a formal reporting platform of the country, without the participation of any institution, and the CBRC is also very strict in its supervision of loan companies. If a small loan company issues loans without a financial license issued by the CBRC, the loan company will be investigated after reporting.