What is the interest rate of Luoyang mortgage?

The mortgage interest rate in Luoyang generally rises 10%-20% on the basis of the benchmark interest rate, that is, the five-year loan interest rate is 5.39%-5.88%, depending on the lending bank.

Bank housing mortgage loans are divided into self-owned housing mortgage loans and mortgage housing mortgage loans, and the interest rates of the two loans are different. The interest rate of mortgage loan is usually higher than that of self-owned property.

The real interest rates implemented by different regions and different banks are also quite different. However, the actual interest rate is generally based on the benchmark interest rate, and it is carried out by floating a certain proportion, which is roughly within the range of 10%-30%.