Minsheng bank credit card overdue prosecution preparation materials SMS

Legal analysis: First of all, legal documents, including subpoenas, notices and judgments, should be notified by the court, not the bank. As the plaintiff, how can the bank have the right to inform the defendant (borrower) to get the litigation materials?

Secondly, even legal documents need to be delivered (signed) in writing without my consent. In case you really can't get in touch with the parties (wrong address, disconnected phone, returned by courier), you should also serve it by announcement (newspaper, court announcement), otherwise it will not have legal effect!

Third, now that I have received a phone call from the court, it may all be fake, let alone a short message!

The way of SMS notification is irregular and out of procedure, which may be fraudulent information! As such a big financial institution, how can a bank make such a low-level mistake? !

Therefore, this is just a collection method entrusted by the bank to collect the outsourcing of the company. The purpose is nothing more than to recover the arrears!

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 17 The basic people's courts shall have jurisdiction over civil cases of first instance, except as otherwise provided by this Law.

Article 18 The Intermediate People's Court shall have jurisdiction over the following civil cases of first instance:

(1) Major foreign-related cases; (two) cases that have a significant impact in the region; (3) Cases determined by the Supreme People's Court to be under the jurisdiction of the Intermediate People's Court.

Article 119 A prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case; (2) Having a clear defendant; (3) Having specific requests, facts and reasons; (4) Belonging to the scope of civil litigation accepted by the people's court and the jurisdiction of the sued people's court.