What do you usually do after graduating from a master's degree in finance?

Professional post of Master of Finance: There are still great differences among banks, mainly joint-stock commercial banks (among the five major banks, especially the sub-branches, they still pay great attention to the length of service, and their grades and salaries are determined according to the length of service).

Sales: For corporate account managers (2-3 years, fixed salary is about 10W, total salary is about 15-20w), wealth management account managers and personal loan account managers (the latter two are a little lower than corporate account managers), as long as you do well, your salary will naturally be high.

Financial product manager: Require a little higher professional ability (2-3 years, fixed salary 10W, total salary 15-20W).

Risk management: mainly distributed in bank branches and head offices (2-3 years, fixed salary is about 10W, and total salary is about 15-20w).

Generally speaking, banks have the largest job market, the most diverse personnel and the lowest overall academic requirements, but the requirements of the head office are definitely high. For excellent master students, they still try their best to go to branch schools or head offices and waste their academic qualifications. )

Securities investment banking post: IPO, New Third Board project, stressful, traveling all the year round, high academic requirements, master's degree or above 2 1 1 is basic, and at least one CPAor legal professional qualification certificate (top 50 securities companies, normal graduation 10W, working for about 5 years, above 30W is basically normal, but the project is done well.

Researcher: The general employment direction of fresh graduates, because many people who have worked as seller's researchers want to quit their jobs very much, and many of them quit their jobs. Therefore, in order to supplement personnel, securities companies recruit fresh graduates every year, mainly sellers' researchers (unless they are researchers in the securities asset management department, they don't need to impact new wealth, but the staffing is very small, and excellent sellers' researchers in general securities companies will jump ship). They graduate for 2-3 years, and their salary is 20-30W. They work hard and write every day. If you sell it, the development prospect is still very good. As a seller's researcher, you can strive to be the chief researcher, dean of the research institute, etc. So the only way to achieve all these goals is to impact new wealth; In addition, you can switch to be a buyer researcher, and then try to transform into an assistant fund manager and a fund manager. The overall development direction is still good.

Risk control legal department: (more demanding than banking) 2-3 years, with a basic salary of over 1.5W and an annual salary of over 20W.

Sales department: account opening, wealth management manager, channel manager, institutional account manager, etc. The average salary is lower than that of the bank. Witness a B-level business department boss, working experience 15-20 years, grade 35-45 years old, basic salary 1.5w-2.5w, annual salary 50W- 10W, depending on the whole business department in that year.

Fund cemetery fund:

Fund manager: transformed from a researcher or trader, it is divided into active investment and passive investment. Ordinary researchers (such as quantitative researchers) mostly turn into active investment, and mastering skills is quantitative investment.

Researcher: Buyer's researcher, (it is one of the transformation directions of seller's researcher to buy the products of seller's researcher in securities companies and take the initiative), with a high salary of about 20-30W for 2-3 years, which can be increased by 10w every year.

Institutional account manager and channel manager: institutions (sales fund products) are commonly known as key account sales, which are generally connected to the head office and large branches. , the channel manager connects to the branch office. Contact with the account manager management post of one of the top ten domestic fund institutions, with 6- 10 years of work experience, with a general basic salary of about 50W and an annual salary of about 100w.

Private equity fund:

Asset management companies have more contact with capital companies, while Sunshine Private Equity has less contact.

Asset management companies are generally subsidiaries of capital companies, and funds generally come from banks. Investment projects are generally channel projects. The laws related to asset management business were promulgated during the period of 20 16 1 1, which resulted in more business restrictions of asset management companies at present, and their business methods are similar to those of trust business, which can be regarded as one of the transformation directions. Business personnel (investment managers) generally play the dual roles of designing asset management plans and investment managers, and banks do investment banking.

Financial Manager: Mainly selling asset management plans, similar to trust plans. The products generally start from 100W and belong to high-net-worth customers. Compared with the financial managers of banks, it is much more difficult to sell products, while asset management companies have been established for a short time and their products are relatively single, which is more difficult to sell than trust products.

Risk management, legal manager: master's degree 2 1 1 or above, risk management CPA certificate, legal professional qualification certificate of legal manager, basic post, 2-3 years experience, annual salary of 20-30W, manager post, 5-8 years experience, annual salary of 50W or above.

Capital companies: mainly divided into PE &；; VC post, the funds are mainly self-owned funds (less restrictions on investment projects, more flexible investment direction), the threshold is relatively higher than that of asset management companies, the level of domestic capital companies is uneven, and there is no official ranking of professional institutions. Generally, capital companies with financial institutions have been established for a long time (more than 5 years) and their business is relatively professional and stable. Many capital companies with corporate background (generally established after 13) have poor business ability and personnel.

In the trust industry, the turnover rate of Ping An Trust is relatively high, mainly due to its low salary, high work pressure and low cost performance. However, Ping An Trust's trust business is relatively comprehensive, with strong innovation ability, strong Ping An background and strong business competitiveness, which is suitable for the initial training ground of trust manager's ability. The turnover rate of trust managers with more than three years is relatively high.

Investment manager: Master degree above 985, strong background, relatively high salary. (Take Ping An as an example) Most investment managers have returned from studying in Peking University, Tsinghua or overseas. Their resumes are quite beautiful and they have changed a lot from investment banking positions. For example, securities companies such as Guotai Junan have worked in the investment banking department for about 3 years.

Trust Manager: Master degree or above, 2 1 1. He runs business all over the country, mostly in third-tier cities, with an annual salary of about 30W.

Financial Manager: Bachelor degree or above, similar to the financial manager of an asset management company, but large trust companies have more products, which can better meet the needs of customers.

Leasing: Less contact, the main contact position is leasing account manager, bachelor degree or above, many of whom are transformed from banks to corporate customers. The business of general leasing companies is divided according to industries, such as vehicle segmentation leasing, cold chain segmentation leasing and so on.

For graduates, entering the securities, funds and trust industries is faster and more competitive than entering the banking system. In addition, law firms and accounting firms that enter the financial direction will better exercise their basic skills and get in touch with more projects, which will be a good choice for graduates with legal and accounting backgrounds.

A rough summary of the direction of financial employment: undergraduates:

Bank branches of big banks, branches and sub-branches of other banks, leasing and securities business departments (mostly pure sales positions), and positions of some small financial institutions (such as securities companies ranked after 60)

Master students:

1. Master students from the top ten financial and economic colleges and 985 political and legal colleges: engaged in high-end business positions (such as investment banks, researchers, securities and other risk management positions).

2. Other Master of Economics and Law students: You can choose accounting firms and law firms as springboard, or you can engage in high-paying or high-platform sales positions, such as account managers of large fund institutions.