How to operate the credit card bill installment newsletter of Postal Savings Bank?

How to operate the credit card bill installment newsletter of Postal Savings Bank? Post bank credit card bill installment SMS operation method;

1. Transaction Staging: When the cardholder handles the transaction through SMS of Postal Savings Bank, he/she needs to send the designated code "FQJY# Card Number # Last Four Numbers" to 95580. After the application is successful, 95580 will reply to the SMS immediately to inform whether it is accepted successfully.

Transaction installment: the minimum payment for a single transaction applying for transaction installment is 500 yuan (inclusive); A single transaction can only be converted into installments in full, and you cannot choose to convert part of the amount of a single transaction into installments;

2. Bill installment: When the cardholder handles the bill through the post office newsletter, he/she needs to send the designated code "FQZD# card number # last four digits of installment number" to 95580. After the application is successful, 95580 will immediately reply to the downlink newsletter to inform whether the acceptance is successful or not.

Bill installment: the initial amount of applying for bill installment is that the consumption amount billed in the previous period is greater than or equal to 800 yuan (inclusive), and the maximum amount does not exceed the balance billed in the previous period; The non-consumption amount that has been included in the minimum repayment amount cannot be phased;

Three. Number of application cycles:

The Postal Savings Bank provides three phases, six phases, 12, 18 and 24 phases in five phases, each phase 1 month. Cardholders who apply for transaction installment and bill installment can freely choose the number of the above five installments; Cardholders who apply for merchant installment and electricity sales installment can freely choose according to the number of installments provided by merchants.

There are three ways to activate the credit card of Postal Savings Bank, 1, and call the credit card customer service center to activate it; 2. Log in to the official website of the credit card for activation; 3.SMS is enabled.

How to Activate the Postal Savings Bank Credit Card You can call the Bank Credit Card Center, activate the credit card according to the voice prompts, or go to the bank counter to activate it. To apply for a credit card online, you must go to the bank counter to activate it.

If you have a job, how to apply for a postal bank credit card is very simple. The unit will issue an income certificate and fill in the form, and review it according to your income status.

How to withdraw cash quickly from the credit card of Postal Savings Bank? Postal savings bank has a quick way to withdraw credit cards. Shopping in the mall of his app.

How to eliminate the 7-time overdue credit card of Postal Savings Bank? There is already a problem with personal credit information, and it will be covered in five years.

There are several questions about how to stage the credit card bill of the Postal Savings Bank. If you change a part and the remaining part is more than 800, you can apply for staging. The installment time is three to four days before your due repayment date.

How to use the credit card of Postal Savings Bank for installment payment? According to your description, after using the credit card, you can call the customer service phone behind the credit card and choose the manual service installment.

Postal savings bank credit card installment 12000 24 months, postal savings bank credit card swipe 12000 yuan, 24 installments, the handling fee rate of each installment is 0.6%.

Monthly payment: handling fee 12000 x 0.6%+ principal 12000÷24=72+500=572 yuan.