Can Didi Finance repay all the money in advance?

Yes. In fact, among Didi Financial loans, when signing the loan contract, the contract stipulates that the loan can be repaid in full in advance. However, when performing an early repayment operation, if the remaining repayment amount exceeds the bank's single payment limit, the early repayment cannot be completed, and the remaining unpaid amount cannot be modified during the repayment process. If users who apply for Didi Finance need to settle their debts in advance, they need to contact the official customer service of Didi Finance first, and then the customer service will give the repayer a contract for early repayment. Didi Finance is an Internet financial platform launched by Didi. It mainly provides credit loans to users and provides car owners and passengers with convenient and safe financial services such as credit, financial management, and installment car purchases.

Interest rates of different loan channels

1. Credit card cash installment or tx: Friends who hold credit cards often think of using their credit cards for loans or tx. Let’s talk about tx first. , it is brushed out using some methods, and it requires a handling fee. Ten thousand yuan is about 60 to 80 yuan. In addition, if calculated based on the installment interest rate, it is at least 10% or more.

2. Mortgage loan: The interest rate of bank mortgage loan is now based on local policies and bank policies, which is basically between 6% and 8%, but it also requires collateral that meets the requirements. , you also need to go through various procedures, which is relatively troublesome.

3. Bank credit loans: Many banks now also provide various mobile phone credit loans, with annual interest rates ranging from 8% to 14%, which will vary slightly depending on the product attributes. In addition, Including some repayment methods, the interest is about 15%.

4. Small loan companies: There are already many loan companies on the market with extremely low thresholds. They only need to provide basic personal information to provide loans ranging from thousands to hundreds of thousands. , a low threshold is destined to have a high interest rate, and the interest rate plus various handling fees is basically around 24%.

5. Small loan platforms: For example, formal and reliable platforms such as Jiebei, Jingdong Gold Bar, Weilidai and Wandadai all calculate interest on a daily basis, and the daily interest rate is about 0.05%. Around 18%, the annual interest rate is calculated. There are also some mobile phone loan platforms with even higher interest rates, most of which are around 36%. The annual interest rate of some illegal online loans can even be as high as 200%.