How to increase CITIC credit card limit

How to increase the limit of CITIC Credit Card?

First of all, you need to understand that there are some rules for improving credit cards of CITIC Bank: the limit is determined based on the cardholder’s income and credit status, and the maximum limit that can be used for overdraft consumption and cash withdrawal. Can be recycled within the validity period. The credit card limit will be gradually reduced with continuous consumption, and the credit card limit will be restored after repayment. \There are two ways to increase the limit of CITIC Bank's credit card: \1. Improve credit: CITIC Bank will continuously increase the limit of the user's card based on the user's credit during the use process. The specific limit is calculated based on the amount and frequency of consumption. . \2. Perform limit increase adjustment in China CITIC Bank Credit Card Center: \Log in to China CITIC Bank Credit Card Center, enter the "Main Card Limit Adjustment" menu from the "Credit Card Service" column, select the credit card that needs to be adjusted, and you can see your limit adjustment page. total personal credit limit. \Within the scope of your total personal credit limit, different card limits can be set for all valid cards under your name. If you need to increase or decrease the limit, enter the RMB limit you need in the corresponding limit column and confirm, the card limit will be adjusted immediately. \If your demand for credit limit exceeds your existing personal credit limit during the card use process, you can call the CITIC Credit Card Customer Service Center hotline 800-999-5558 to apply for increasing your temporary or permanent limit. CITIC Bank will increase your credit limit based on your past credit history. Record and review card usage to meet your limit increase needs as much as possible. \If you have any questions, you can call the CITIC Credit Card Customer Service Center hotline 800-999-5558 for consultation. For more knowledge about CITIC Bank credit cards, please visit the professional credit card website "China Credit Card Service Center"

How to increase the credit limit with CITIC Credit Card< /p>

CITIC Credit Card Limit Increase Operation Process:

1. Open the CITIC Bank Credit Card Mobile Card Space APP and find my limit on the homepage;

2. In CITIC Bank Find the credit card limit center to adjust the fixed limit of the card or receive the fixed limit within a limited time;

3. Modify and increase the fixed limit amount, and then click one-click increase;

4. Complete the SMS verification;< /p>

5. The CITIC Credit Card limit has been adjusted successfully;

6. Return to the CITIC Credit Card Limit Center to view the latest adjusted limit.

CITIC Bank Credit Card has always been aimed at serving the public, and has applied credit cards to better serve the public. Many people who have used credit cards know that credit cards are very convenient and can be used not only in large shopping malls and supermarkets in China. , and can even be used in some foreign consumption places. Credit cards greatly facilitate the general public and allow banks to gain more profits from them.

How to increase the credit limit of China CITIC Bank

How to increase the permanent credit limit of China CITIC Bank credit card:

1. It is necessary to swipe the card frequently, more frequently and in more types. , all card sizes are used for consumption, and especially every month, almost all the limit is used up, so that the bank knows that the user's limit is not enough, but cannot max it out, and if you max out the limit, you need to pay an over-limit fee;

2. Repay on time and leave a good record. A bad credit record is all in vain; it shows that you have good repayment ability, which is a prerequisite for raising the limit.

3. Frequently call the bank to temporarily adjust the limit during holidays. Adjust the permanent limit a few times and it will be easier to increase.

4. Frequently pay in installments, especially for large purchases, but it requires At the expense of paying some handling fees or installment interest;

5. Even in the same bank, different credit cards have different credit cards. For example, CITIC JD.com Little White Card can often be used for purchases on JD.com. It is conducive to increasing the limit. For example, with the CITIC Carrefour Credit Card, you can often use the card to make purchases at Carrefour supermarkets and pay in installments. The same is true for other co-branded credit cards. It depends on which aspect he is interested in.

CITIC Bank credit card temporary limit increase:

1. Log in to CITIC Bank personal account and find my limit on the homepage

2. Go to CITIC Bank Credit Card Limit Center Find and adjust the fixed limit of the card or receive the fixed limit within a limited time;

3. Modify and increase the fixed limit amount, and then click one-click to increase the limit;

4. Complete the SMS verification;

5. CITIC credit card limit adjustment is successful;

Operating environment: Huawei nova6 HarmonyOS CITIC Bank version 7.5.3

CITIC Bank credit card iron limit type:

1. Temporary limit increase

When the user's fixed limit cannot meet consumption needs, the user can apply for a temporary limit from the CITIC Bank Credit Card Center, which will take effect immediately upon approval. The temporary quota is valid for a certain period of time, and will automatically revert to the original quota after the period is exceeded. After the temporary limit expires, the used temporary limit (the portion exceeding the fixed limit) does not enjoy the revolving credit facility and will be included in the minimum payment amount of the latest bill and must be paid off in one lump sum on the due payment date. Providing as many financial proof documents as possible, such as real estate, deposits, etc., will help increase your limit.

2. Permanent limit increase:

CITIC Bank will increase the fixed limit from time to time for cardholders with good card usage records. Cardholders can call the CITIC Bank customer service hotline (400-88-95558) to apply for an increase in the card's fixed credit limit. CITIC Bank will review your credit history and card usage based on your past credit history and card usage, and will conduct a review for customers who meet CITIC Bank's limit adjustment policy. The permanent credit limit is increased.

How to increase the limit of CITIC Bank credit card

How to increase the limit of CITIC Bank credit card:

1. Make more large purchases.

2. Take the initiative to apply for a quota increase and pay attention to the frequency.

3. Use installment plans for large purchases from time to time.

4. Max out your credit card.

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To increase the credit limit of CITIC Bank credit card, you can apply by phone or online. Generally, you need to apply to increase the credit card limit. You have a good card usage process in the early stage, for example, the credit limit is more than 60% of the card's credit limit, and the number of purchases per month is more than 6 times.